The Bair Insurance Group Inc. in Irwin, PA provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Auto insurance is not one-size-fits-all. For some Irwin residents, it's all about state-minimums and low-as-they-go policy premiums. For others, it's about finding the right claim limits to safeguard your family's financial health. For some, the biggest question isn't even about insuring the everyday vehicle, but what sort of auto coverage is needed for their motorcycle, RV, or other specialty vehicle. With the knowledgeable and responsive experts at the Bair Insurance Group Inc., we know how to customize a policy so that it meets the needs and priorities of your Irwin household.
As much as we know about auto insurance, it wouldn't be enough without the products and programs available through Nationwide. Along with standard auto coverage options, we're proud to offer our Irwin customers more personalized policies. There are exclusive programs like Vanishing Deductible® and a bunch of discounts you may qualify for. Plus, if the day ever comes when you need to use it, Nationwide offers the renowned On Your Side® Claims Service and AutoWatch® so you can monitor your vehicle's repair work.
Let the Bair Insurance Group Inc. take the stress out of buying auto insurance in Irwin. Give us a call at (724) 547-7100 to talk about your coverage or to make an appointment with our office during business hours. We're located at 3502 Route 130.
Home Insurance
Part of protecting your family's financial future is purchasing appropriate insurance for your life situation. For homeowners, coverage for your property is important for your financial security. Bair Insurance Group Inc. offers several types of home insurance products so you can find the protection you need. Speak with Bair Insurance Group Inc. to find out which type of home insurance is the best for you.
Just as homes can vary greatly from one another, home insurance policies do as well. You want to obtain coverage that will fully protect you against potential risks, without overpaying for coverage you do not need. The size and type of your home are just some of the factors that can affect which provisions you will want your policy to include. Call (724) 547-7100 or schedule an appointment for a consultation with Bair Insurance Group Inc. in Irwin to discuss your customized options.
We at Nationwide want you to feel comfortable and secure with the protection you have. We know that your circumstances are highly individual and we want you to be protected from every angle. You can come into the agency office on 3502 Route 130 to speak with highly qualified insurance professionals who will give you the information you need to decide which policy to choose.
Life Insurance
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Irwin, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Bair Insurance Group Inc. and Bair Insurance Group Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (724) 547-7100 for an appointment with an agent. Feel free to stop by 3502 Route 130,Irwin,PA,15642 to discuss Nationwide coverage options in person.
LAW-0239AO (05/18)
Business Insurance
The business you own is something you wake up thinking about, and the issues of the day linger in your mind way past closing time. Whether your business is properly insured may be one of those issues, and if so, we'd like to help. Bair Insurance Group Inc. works with Nationwide to offer you insurance coverage to put your mind at ease. There are many different options, and we can combine those that are the most appropriate for your specific kind of business so that you will be covered for potential problems that are of the most concern to you.
A business owner's policy, also known as a BOP, might be the perfect solution for coverage. If you have fewer than 100 employees and less than $5 million in annual sales plus property or equipment you want to protect, a BOP is worth exploring. To begin with, you'll be covered for property damage and general liability. It might be wise to add crime insurance to protect your business against fraud or theft, and equipment breakdown insurance which covers mechanical and electrical equipment as well as your computers. Speaking of computers, you might also want to add cyber liability insurance, which is great to have if someone hacks your computers and your electronic data is compromised.
We know how hard you work to keep your customers happy and your company running on an even keel. When you're ready to talk about insurance protection, just give Bair Insurance Group Inc. a call at (724) 547-7100, or stop by our 3502 Route 130 office in Irwin. Having comprehensive coverage for your business will mean one less thing you have to think about when you wake up in the morning.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Bair Insurance Group Inc. also offers products in MD, NY, OH, PA, WV. Please call for information on products in those states.
All vehicle insurance
