Michael Paul Kirtley in Hurricane, WV

The Michael Paul Kirtley in Hurricane, WV provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Since opening their doors, Michael Paul Kirtley has been helping Hurricane motorists find auto insurance coverage that speaks to their personal priorities. Whether it's the everyday vehicle, weekend joyride, or any number of specialty vehicles, know that you're protected with policy coverage that makes sense for your household. From family plans and good student discounts to anti-theft and paperless billing options, find great coverage at a great price with Michael Paul Kirtley.
  
  Eliminating coverage gaps and finding affordable policies aren't the only advantages of partnering with Nationwide and Michael Paul Kirtley. The Vanishing Deductible® program acts as a reward for each year of claims-free driving you accrue. This reward is on top of the separate accident-free and defensive-driving discounts that Hurricane drivers can earn with Nationwide. There are also secondary services that can be added on to your policy including rental reimbursement, towing, and roadside assistance. And should you ever need it, the On Your Side® Claims Service offers a list of qualified shops and a secure way to monitor the repairs.
  
  Learn how to choose a personalized Nationwide solution without getting frustrated or spending an entire day on research. Talk to Michael Paul Kirtley and make decisions with speed and confidence. Give us a call at (304) 562-9226. The office is located at 111 State Route 19.

  Read MoreRead Less
• Home Insurance

  If you have recently purchased a new home after owning another for many years, you may need to review your home insurance needs. Our agents at Michael Paul Kirtley are here to help you discover new lines of coverage relevant to your needs. Your homeowners policy is going to be with you as long as you own your home, so make sure it is going to work hard to protect the things that matter most to you.
  
  Home insurance policies are not one-size-fits-all. In fact, the wide variety of property types and many different features found inside homes require a different approach. In order to give our valued customers more personalized insurance solutions, we have chosen to team up with Nationwide, a leading provider of home policies and other insurance products. This allows us to offer more tailored policies that more closely address the particular needs facing your property and family.
  
  An insurance policy personalized to your needs gives you better value in the long run and grants improved peace of mind. Speaking with Michael Paul Kirtley is one of the best ways of making sure that your coverage is doing all the work that you need it to. If you have questions or concerns about your coverage needs, call Michael Paul Kirtley at (304) 562-9226 or visit our office at 111 State Route 19.

  Read MoreRead Less
• Life Insurance

  Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Hurricane, you likely have many questions running through your mind:
  
  • “What are the benefits of term vs. permanent policies?”
  • “How much coverage do I need?“
  • “How much does a life insurance policy cost?"
  
  Michael Paul Kirtley can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
  
  There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
  
  Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
  
  Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
  
  Insurance is a smart investment. Getting the right policy is easier than you think. Call (304) 562-9226 for an appointment with an agent. Feel free to stop by 111 State Route 19 to discuss Nationwide coverage options in person.
  
  
  LAW-0239AO (05/18)

  Read MoreRead Less
• Business Insurance

  When it comes to owning and operating your own business, few choices may seem clear or simple. Michael Paul Kirtley can help change that – at least as far as insurance is concerned. Our agency works with Nationwide to provide improved insurance solutions to people in the Hurricane area looking for a great business policy. For years, Nationwide has led the way in outstanding customer service, rapid claims response, and much more. Nationwide allows us to offer personalized business insurance policies. These solutions are personalized to address the unique spectrum of concerns affecting your organization. This is a great way to effectively manage the risks associated with doing business in your industry.
  
  Risk is an inescapable part of doing business, but it can be managed through strategic choices. Choosing to get an insurance policy from a company with a proven track record is a good way to be sure that support is going to be there when you need it. Nationwide excels in service and support, so our valued customers are never left without the information they require. At Michael Paul Kirtley, we believe that insurance companies should be responsive to the concerns of customers, so we strive to deliver beyond expectations.
  
  Obtaining insurance through a company that knows and understands the particular concerns affecting business owners is a wise choice. Nationwide has distinguished itself as a leader in policy provision and our team looks forward to helping you access the coverage solutions you really want. To discover what improved insurance coverage could do for you, please call (304) 562-9226 or visit our 111 State Route 19 office.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

  Read MoreRead Less

The Michael Paul Kirtley also offers products in . Please call for information on products in those states.