The Harnem Insurance Group Inc. in Plano, TX provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Harnem Insurance Group Inc. is an insurance agent who makes it a number one priority to do what's best for members. See what a difference having the right agent and a personalized insurance plan as well as the help of Nationwide makes when it comes to protecting the investment you've made in your wheels.
Insurance needs vary by individual circumstances. For example, your needs may be different if this is your first time getting auto insurance, if you have a classic car, or if you're retired and don't drive your vehicle as much as you used to. At Harnem Insurance Group Inc., we're familiar with working with various types of driving habits, vehicles, and special needs. We also go to every length to make sure our members have every discount to which they're entitled. Let us know what your ideal auto insurance protection plan looks like and we'll work with you to make it happen.
See what a well-balanced combination of dedication and experience can do for your auto insurance protection. Whenever you're ready, call us at (214) 227-1010 or pay us a visit at our offices at 2121 W Springcreek Parkway.
Home Insurance
Need help understanding what's required by your home lender? Or how you can best protect your home's property value including the dwelling, other property structures, and the belongings inside the home? Let Harnem Insurance Group Inc. make sure you don't miss that crucial detail about your homeowner's policy. Along with their general expertise of Plano home insurance, our agents will listen carefully to your questions and concerns. From there, it's a straightforward process to find the policy coverage that makes the most sense for your home and your loved ones.
Everything from the age of the home to the age of the homeowner can mean new ways to save on your Plano home insurance. There are also exclusive Nationwide benefits programs, like Brand New Belongings® and Better Roof Replacement®>. These programs will make it easier to move forward should a covered damage occur. In the meantime, they offer extra peace of mind.
You probably didn't build the house on your own, and nor should you have to wade through the details of a home insurance policy by yourself either. Let Harnem Insurance Group Inc. demystify the process and help you understand how a policy protects you from covered damages. When it comes to something this important, you don't want to stay in the dark. Give us a call at (214) 227-1010 to discuss your policy. Or schedule an appointment with our office at 2121 W Springcreek Parkway to talk about your concerns in person with Harnem Insurance Group Inc. and our staff today.
Life Insurance
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Plano, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Harnem Insurance Group Inc. and Harnem Insurance Group Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (214) 227-1010 for an appointment with an agent. Feel free to stop by 2121 W Springcreek Parkway,Plano,TX,75025 to discuss Nationwide coverage options in person.
LAW-0239AO (05/18)
Business Insurance
Even if you're opening a new business and money is tight, having some type of business insurance is crucial. Harnem Insurance Group Inc. in Plano offers a variety of protective solutions such as property insurance, general liability, and commercial auto. While a basic plan may cover you for awhile, we will review your business needs on a regular basis and make recommendations as you expand and add on employees. Some supplemental options that you may be interested in as your company grows include workers compensation, cyber liability, business income coverage in case of an interruption, accounts receivable, equipment breakdown, and protection against theft, forgery, and fraud.
We pride ourselves in offering customizable policies to fit every business's needs, which is why we will ask you a number of different questions. Harnem Insurance Group Inc. will discuss the location of your business, how you operate your company, if you have any employees, the stability of your business, and what you expect for future revenues. Depending on your particular situation, you may also be asked about contractual agreements, specific employee information, prior loss details, and building details. Our goal is to make sure you are properly protected against loss without adding a financial strain to your bottom line.
Insurance lingo can be a bit confusing, so we will always go over your policy and make sure that you understand what everything means and exactly what is covered if you need to file a claim. You can make an appointment in our office, which is located at 2121 W Springcreek Parkway, or you can speak with us over the phone at (214) 227-1010.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Harnem Insurance Group Inc. also offers products in OR, PA, TX. Please call for information on products in those states.