Barry T. Hodges in Dobson, NC

The Barry T. Hodges in Dobson, NC provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Understanding your insurance coverage should never involve having to learn a new language. That's why Barry T. Hodges and Barry T. Hodges are proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in Dobson.
  
  This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.
  
  Get the coverage you need in language that makes it easy to understand. Call (336) 386-8641 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 119 N. Crutchfield Street.

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• Home Insurance

  Barry T. Hodges knows just how to protect Dobson residences with a home insurance policy. Earned through years of listening to the concerns of other local homeowners, our agents can answer any questions you may have about various coverage programs and policy options.
  
  Even in the most tightly knit Dobson neighborhoods, no two properties and no two households are exactly the same. An aging roof may lead one homeowner to opt for the Better Roof Replacement® program, while a multigenerational household next door has heard about the benefits of Nationwide's Brand New Belongings®. There may also be high-value items, homeowner liability or secondary structures on the property that need the protection of a homeowner's policy. Simply tell one of the experts at Barry T. Hodges your individual concerns, and discover how to make coverage choices with speed and confidence.
  
  Along with competitive rates and discounts, the renowned On Your Side® Claims Service will be there for any homeowner who ends up needing more than just peace of mind from their policy coverage.
  
  Call us at (336) 386-8641 to choose a policy or to set up an office appointment. Barry T. Hodges is located at 119 N. Crutchfield Street.

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• Life Insurance

  Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Dobson, you likely have many questions running through your mind:
  
  • “What are the benefits of term vs. permanent policies?”
  • “How much coverage do I need?“
  • “How much does a life insurance policy cost?"
  
  Barry T. Hodges and Barry T. Hodges can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
  
  There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
  
  Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
  
  Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
  
  Insurance is a smart investment. Getting the right policy is easier than you think. Call (336) 386-8641 for an appointment with an agent. Feel free to stop by 119 N. Crutchfield Street,Dobson,NC,27017 to discuss Nationwide coverage options in person.
  
  
  LAW-0239AO (05/18)

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• Business Insurance

  Businesses experiencing success are likely to go through periods of rapid growth and expansion. Managers, owners, and other leaders have to think carefully about developing the strategies that will make sure that growth proceeds smoothly. If your organization has changed considerably since it was first established, it might be time to reconsider the nature of your business insurance coverage. New business owners just starting out in Dobson have very different insurance needs than owners of established companies. Business owners of companies in the process of restructuring, incorporating, or merging also have to think about whether their current insurance policy is really going to continue performing the right way.
  
  Barry T. Hodges has helped business owners adapt to changing circumstances through the application of improved insurance solutions. We work with Nationwide to offer our customers improved policy options. We can develop customized solutions that more precisely meet the developing concerns faced by growing businesses. This is a great way to achieve the peace of mind that our insurance policies have the potential to deliver.
  
  Your company deserves the very best protection moving forward. Call us at (336) 386-8641 or visit our 119 N. Crutchfield Street location and speak with a member of our team. We can tell you more about the lines of coverage that Nationwide makes available. In no time, we can develop a policy that suits the work you do. Investing in protection today makes the uncertainties that come along with growth easier to handle.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Barry T. Hodges also offers products in NC. Please call for information on products in those states.