Optima Insurance Services in San Jose, CA

The Optima Insurance Services in San Jose, California provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Insurance is all about bringing you peace of mind by protecting your assets. That's why it's important for your coverage to meet your needs, especially for something you depend on like your vehicle. Optima Insurance Services understands this, which is why our agents work with Nationwide to provide auto insurance coverage that is easily personalized to fit your needs in San Jose.
  
  Optima Insurance Services builds policies with both you and your vehicle in mind, customizing the types and levels of coverage to fit. This means helping you understand how you could benefit from comprehensive coverage that protects your vehicle, even when it's not in use. It also means helping you understand how much property and injury liability you need, and what level of collision coverage will help you most in the event of an accident. Members also have the opportunity to take advantage of Nationwide's discounts for which they may qualify, such as for vehicle safety features or safe driver habits.
  
  To learn more about our policies, or to buy one, contact our offices at (888) 367-8672. Or, call to schedule an appointment at our office at 5442 Thornwood Dr.

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• Home Insurance

  Have you recently renovated part of your home or garage? Have you invested in new landscaping, a swimming pool, or other outdoor features? If there have been big changes made to your San Jose home or property, then it might be time to take a closer look at your current home insurance policy. The policy you bought upon originally taking ownership of your house may not provide the right kind of coverage now that major changes have taken place. Even if only small changes have been made, reviewing your home insurance policy from time to time can be a good idea. Optima Insurance Services has helped San Jose homeowners discover improved coverage solutions with the help of Nationwide's extensive selection of insurance products.
  
  Personalized insurance solutions are those that most closely reflect the concerns of homeowners. We work closely with our customers to better understand their individual needs. As a leader in home insurance, Optima Insurance Services can find a coverage solution that best fits you and your home.
  
  As a member, you'll find Nationwide's network of agents and service associates make filing a claim simple; contact an associate with questions or concerns at any time. To re-evaluate your current home insurance coverage, or to explore what other options might be available, please visit Optima Insurance Services at 5442 Thornwood Dr. You can also reach our associates by calling (888) 367-8672. Make this year the time that you finally take charge of your insurance; we can provide the right assistance at every stage.

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• Life Insurance

  When you’re ready to purchase life insurance, it helps if you start off by choosing a good life insurance agent in San Jose. Whether you already have a policy and are looking to update coverage for yourself or you’re ready to start a family and want to learn coverage options, you’ll need an agent that is as good as the insurer they represent. At Optima Insurance Services, our agents work hard to provide customers with the service and coverage options they need to strengthen their families’ financial security and help them enjoy peace of mind.
  
  There are many types of life insurance for you to consider as you determine what your financial security needs are. A good agent’s assistance is invaluable. They can help you understand confusing industry jargon. They can also educate you about different coverage options to enable you to make well-informed decisions that provide your family with enough death benefit to keep them financially comfortable in the event of your untimely death. Think about if you live longer than expected. As you grow older, you and your family’s financial needs will change, especially if you require long-term care. Do not leave anything to chance and unexpected circumstance. Think about your current financial obligations, how much you can afford for premiums and future financial goals.
  
  If you’re not sure how to get the coverage you need or are not sure if your current policy is enough, feel free to stop by Optima Insurance Services at 5442 Thornwood Dr. You can also contact them directly by dialing (888) 367-8672.
  
  
  LAW-0243AO (05/18)

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• Business Insurance

  Maybe you're looking for targeted business coverage or maybe you're looking for wide-ranging policy protections as part of a new business continuity plan. Either way, Optima Insurance Services can help you protect past gains, while also positioning your company for future growth.
  
  Through Nationwide, our agents offer business insurance for San Jose companies that operate in a wide range of industries from food and beverage to building management to professional contractors. Product offerings include liability, property, and commercial auto insurance. For some companies, it's also crucial to get operating loss coverage to ensure money is coming in even if something forces their business to close shop for a time. Likewise, flexible billing options help you meet premium obligations regardless of how your company's budget is structured.
  
  It sounds complicated, but it doesn't have to be. In fact, to combine several products in a single policy, have one of the risk management experts at Optima Insurance Services help you build a business owner's policy with coverage that's personalized for your company. Call us at (888) 367-8672 to discuss your San Jose business insurance or to set up an appointment at the office located at 5442 Thornwood Dr.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Optima Insurance Services also offers products in CA. Please call for information on products in those states.