Homeowners Insurance

Nationwide Homeowners Insurance in Hagerstown, Maryland From CHARLES E TOMS

The CHARLES E TOMS has all the expertise you need to find a home insurance policy that makes sense for your property. Your risk profile can be influenced by a number of factors, down to your exact city block and street address. However, homeowner’s risk isn’t just about the Hagerstown neighborhood in which you live. For example, you may have a detached garage, swimming pool, or an aging roof. In any case, let Charles E Toms or one of our other knowledgeable agents explain the details of relevant coverage programs including other structures, umbrella liability, and Better Roof Replacement®.

CHARLES E TOMS has partnered with Nationwide to deliver superior home insurance solutions to Hagerstown homeowners. Like any homeowner, you want to know that both your home and your family can return to normal after a covered loss. There are no extra hassles with the On Your Side® Claims Service. To make things even easier, you can opt in to Nationwide’s Brand New Belongings®.

There’s no reason to let personalized options give you headaches when choosing your coverage. Call the CHARLES E TOMS, and we’ll be your no-nonsense guide to Hagerstown home insurance. Buy a policy directly over the phone, or schedule an appointment. Our office is located at 1101 Opal Ct, Hagerstown, Maryland, 21740-5941.

The CHARLES E TOMS also offers products in Pennsylvania and West Virginia. Please call for information on products in those states.

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Tues: 9:00 - 5:00
  • Mon: 9:00 - 5:00 Evening By Appt.
  • Tues: 9:00 - 5:00 Evening By Appt.
  • Wed: 9:00 - 5:00 Evening By Appt.
  • Thur: 9:00 - 5:00 Evening By Appt.
  • Fri: 9:00 - 5:00 Evening By Appt.
  • Sat: By Appt.
  • Sun: Closed
(301) 739-5410      MAP & DIRECTIONS