The Donnie R Kays Insurance Inc. in Louisville, KY provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Understanding the language of insurance policies can be difficult, which is why Donnie R Kays Insurance Inc. focuses on being your guide to coverage whenever you ask for a quote on a new auto insurance policy. Whether you are looking to keep coverage on an older vehicle or you want to make sure your new purchase is fully protected, there are a variety of coverage options offered by Donnie R Kays Insurance Inc. to fit any driver's needs in Louisville.
Liability coverage is the first and most basic kind required by most states, but your optimum level of coverage and your state's minimum requirements might be quite different. It all depends on your individual needs starting with the vehicle you drive. Agents at Donnie R Kays Insurance Inc. understand this, and part of the process of finding the right policy for each driver is finding the right combination of features. That means not only taking care of basic liability but also assessing your needs for collision insurance protection and comprehensive coverage to provide drivers with peace of mind even when the vehicle is parked.
To ask questions about coverage or to talk to Donnie R Kays Insurance Inc. about other discounts you might qualify for, give our offices a call at (502) 423-9335. We are also able to make appointments for face to face consultations at our office located at 10602 Timberwood Cir.. Whether you want to know more about prices and coverage levels or you're ready to move forward with a purchase, our agency is ready to help with your auto insurance questions.
Home Insurance
No matter which Charlotte neighborhood you live in, home insurance isn't a luxury. It's an essential measure of financial protection against many different coverable losses. Let the Donnie R Kays Insurance Inc. quickly and clearly explain the different types of coverage you need for your property and belongings. We take great pride in finding personalized policy solutions for our Louisville homeowners.
Have a bunch of older belongings that would be difficult to afford to replace? You'll be interested in Nationwide's Brand New Belongings® program. Are there several high-value items in your home? We'll talk about Valuables Plus® coverage. Do you host a lot of parties, or do you have a swimming pool in the backyard? The most important financial protection in your Louisville homeowner's policy may very well be liability coverage.
This catalog of personalized coverage programs is impressive, but it's not the only reason the Donnie R Kays Insurance Inc. partners with Nationwide. Give us a call at (502) 423-9335. We can talk about available policy discounts, the no-hassle treatment you can expect from the On Your Side® Claims Service, and all the advantages that come with a Nationwide home insurance policy. You can also schedule an appointment with our office. We're located at 10602 Timberwood Cir..
Life Insurance
Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.
We at Donnie R Kays Insurance Inc. proudly work with residents in the Louisville area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.
The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.
As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call (502) 423-9335 and ask to speak to Donnie R Kays Insurance Inc.. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 10602 Timberwood Cir.,Louisville,KY,40223. We look forward to seeing you.
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Business Insurance
When you are a business owner, stability is likely one of your top priorities. We at Donnie R Kays Insurance Inc. understand this, which is why we teamed up with Nationwide, a company with an excellent history of insuring businesses. We want to make sure that your business has the basic coverage it needs as well as any additional coverage to fit the nuances of your situation. No business is exactly alike, and you'll want to consider factors such as your business location, how the business is run, and your target customers or clients when you assess insurance options.
If you are unsure how or where to start, Donnie R Kays Insurance Inc. may recommend that you select a businessowners policy (BOP). It combines property insurance, liability insurance, and other types of insurance coverage. After that, you can look at other insurance coverage options such as business interruption insurance, which can help keep your business going financially in situations such as vandalism or extreme weather. Other coverage types that may interest you include utility interruption, employment practices, and accounts receivable. We also have insurance solutions customized toward specific business types in Louisville such as dry cleaners, real estate, and plumbing.
Take advantage of an On Your Side® Review to determine the insurance coverage needs of your business. We will assess your business and give you information on what you may want to cover. Give us a call today at (502) 423-9335 or stop by our Donnie R Kays Insurance Inc. office on 10602 Timberwood Cir..
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Donnie R Kays Insurance Inc. also offers products in IN, OH, KY. Please call for information on products in those states.