The Herb Townes in Fayetteville, NC provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
If you've recently bought a brand new or new-to-you vehicle in Fayetteville, you'll want an all-encompassing auto insurance plan that protects your new investment. Herb Townes specializes in supplying local drivers with personalized auto coverage that gives you peace of mind. Let us give you the confidence that comes with knowing you and your vehicle are in the very best of care.
Herb Townes is an agent who gets to know you and your driving habits before recommending a superior protection plan backed by Nationwide. The features of your vehicle, how often you drive, where you park your vehicle at night, and your driving record, among other factors, all influence your premium. We take each of those factors into consideration before recommending a plan that fits your needs. If you do have to file a claim, we'll make sure the process is quick and simple so that you can have your vehicle repaired as quickly as possible and get back to enjoying the open road. For those times when repairs will take several days, we recommend that you opt for rental reimbursement coverage so that you don't spend more than necessary to maintain your regular driving habits.
Even if you haven't yet bought your vehicle, it's never too early to start thinking about auto coverage or the right company to provide you with that coverage. Whenever you're ready, call (910) 487-4663 to speak with an agency representative to discuss your coverage needs. You can also stop by and see us at 8175 Cliffdale Rd.
Home Insurance
Protecting your Fayetteville property and family from loss is just one of the goals of a home insurance plan. Offering you peace of mind both now and in the event of a loss is one of our top priorities at Herb Townes. That's why we help you assess your insurance needs before they arise by taking into consideration all the specifics that affect your situation. Many factors influence your need for coverage, including having a pool or detached buildings on your property. Herb Townes will help you determine your needs and choose adequate coverage.
Our relationship with Nationwide allows us to offer you a variety of policies that enhance traditional coverage for both personal injury and loss. If you store high-value items at home, or have fine art you'd like to insure, we can help with Valuables Plus®, a program designed specifically for those special heirlooms or prized possessions. If you need to file a claim, we are here to help expedite the process and assist you in getting your home back to normal again.
Give us a call today at (910) 487-4663 to find out more information regarding programs that are right for your situation. Alternately, you can find a time to meet at our office located at 8175 Cliffdale Rd. Let us help you with bundling discounts, additional coverage, and a policy that will leave you worry-free
Life Insurance
Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
We at Herb Townes are here to help newlyweds in the Fayetteville area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
Call us at (910) 487-4663 and ask for Herb Townes. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 8175 Cliffdale Rd,Fayetteville,NC,28314. It may be the most important date of your life.
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Business Insurance
When unexpected problems arise in the course of doing business, you need to have someone you can depend on. The Herb Townes team has been helping Irwin business owners with their insurance concerns for many years. From assisting new business owners with a selection of their first policy to providing improved coverage for organizations growing to new heights, we can help our customers access great coverage at every stage. We know that insurance is personal, so we offer customized coverage options that more precisely address the concerns affecting your organization. This is a great way to obtain coverage that works hard for you.
We work with Nationwide to provide a better selection of coverage solutions to customers looking for business insurance policies. With options such as a businessowners policy (BOP) that includes general liability and commercial property, we are better able to offer the kind of coverage that modern organizations are most interested in. Your insurance policy is going to be working around the clock to protect your interests, and personalizing your policy with the help of Herb Townes agents will make sure that this important protection is operating correctly.
Companies in the midst of big changes may also need their business insurance policies revised. If your company is facing restructuring, relocating, or other upheavals, then this is a good time to reevaluate your coverage needs. Call (910) 487-4663 today to speak with an agent at Herb Townes. Our 8175 Cliffdale Rd office is here to help business owners serving every industry. Discover improved coverage solutions through Nationwide and Herb Townes.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Herb Townes also offers products in NC, SC. Please call for information on products in those states.