The James Lay Agency Inc

Homeowners Insurance

Nationwide Homeowners Insurance in Charlotte, North Carolina From The James Lay Agency Inc

Just as your Charlotte home is one of the most important assets you’ll ever purchase, so too is home insurance one of the most important forms of financial protection you can buy. At The James Lay Agency Inc, we understand the big-picture priorities of our 28209 homeowners. And that’s why we’ve also put in the time to understand all the details of Nationwide home insurance coverage and the local neighborhoods we serve throughout Charlotte.


Many homeowners have questions about policy requirements for mortgage lenders or what constitutes a sensible claim amount for the policy. At The James Lay Agency Inc, we can walk you through the basics, but we can also answer any questions you may have about your individual property. What if you have a detached garage, swimming pool, or a roof that’s seen one too many North Carolina winters? Or, if what scares you most about a worst-case scenario isn’t rebuilding, but rather trying to replace all the belongings you’ve accumulated over the years, we can talk about Nationwide’s Brand New Belonging® program. For every Charlotte homeowner, our agents know exactly how to take Nationwide’s home insurance products and create a policy that makes sense for your property and loved ones.


Whether you end up talking to one of our associate agents or the lead agent, James R Lay Jr, know that you’ll feel right at home with The James Lay Agency Inc. Call today at (980) 359-0126 to talk about your coverage or to make an appointment with our office location.

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Fri: 9:00 - 5:00
  • Mon: 9:00 - 5:00 Evening By Appt.
  • Tues: 9:00 - 5:00 Evening By Appt.
  • Wed: 9:00 - 5:00 Evening By Appt.
  • Thur: 9:00 - 5:00 Evening By Appt.
  • Fri: 9:00 - 5:00 Evening By Appt.
  • Sat: By Appt.
  • Sun: Closed
(980) 359-0126      MAP & DIRECTIONS