Larry W Payne Agency

Car Insurance

Nationwide Auto Insurance in Charlotte, North Carolina From Larry W Payne Agency

Larry W Payne Agency is your go-to source for friendly, knowledgeable advice about your Charlotte, North Carolina auto insurance. It doesn’t matter if you’re trying to determine the right claim limits for your household, or if you’re a first-time owner of an RV, motorcycle, or specialty vehicle. Whatever your question, we can help you find quick, confident answers and speedily take care of your auto insurance needs.


Larry W Payne Agency customer needs run the gamut from meeting minimum requirements for the state of North Carolina and finding low-as-they-go premiums, to building comprehensive, personalized coverage through various Nationwide programs. Along with higher claim limits, roadside assistance, rental reimbursement, and gap insurance are some of the popular options. You can also reward yourself for every year of claims-free driving by enrolling in the Vanishing Deductible ® program.


There are sizable discounts available to most customers, everything from good grades to multiple policy discounts. We also offer plenty of billing and payment options to make running your household just a little bit easier. Whether you’re in our neck of the woods on 200 Providence Rd or no matter where you live in Charlotte, you can get the coverage you need with the Larry W Payne Agency. Give us a call at (704) 332-5029 today.


The Larry W Payne Agency also offers products in Georgia, South Carolina, Tennessee and Virginia. Please call for information on products in those states.

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(704) 332-5029      MAP & DIRECTIONS