Hamby Fotheringham Agency in Hickory, NC

The Hamby Fotheringham Agency in Hickory, North Carolina provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  While you might be one of the safest drivers in Hickory, there's no guarantee that you'll never be involved in an accident. Hamby Fotheringham Agency is here to make sure you and your passengers are well prepared for any incident waiting for you down the road. To add an extra layer of protection, Hamby Fotheringham Agency has made it easy to get the right coverage through a policy backed by Nationwide.
  
  In addition to traditional driving vehicles, we know how to make sure you have the right plan for other vehicles such as RVs, motorcycles, and even ATVs. If it has an engine and tires, there's a good chance we can insure it and give you peace of mind at the same time. Just as there are different driving styles, there are different auto insurance needs. We learn how you drive, where you drive, the safety and security features on your vehicle, and if there are any special coverage options that may need to be added onto your policy.
  
  Ready to drive off into the sunset with true peace of mind? Stop by and see us at 423 4th St SW, or pick up the phone and call us at (828) 328-2609.

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• Home Insurance

  Modern home insurance coverage is not one-size-fits-all, but is instead based on the unique aspects of your home and living in Hickory. Some physical components to consider when covering your home are detached additions, like pools and sheds.
  
  Another aspect of home insurance is covering the belongings on the inside, the ones that are most valuable or the most important to you. For expensive works of art, antiques or jewelry, there is our Valuables Plus® coverage. If the unforeseen does happen, you can be covered with our Brand New Belongings® program which aids in the repair or replacement of your covered belongings. Whether you're covering priceless memories or expensive boutique items, Hamby Fotheringham Agency wants to make sure you get the best coverage possible.
  
  The sheer number of coverage options and discounts can seem overwhelming, but not when you have Hamby Fotheringham Agency to explain every step along the way. We're located at 423 4th St SW, but you can also call us at (828) 328-2609 to schedule an appointment or just ask questions.

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• Life Insurance

  Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.
  
  We at Hamby Fotheringham Agency proudly work with residents in the Hickory area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.
  
  The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.
  
  As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call Hamby Fotheringham Agency at (828) 328-2609. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 423 4th St SW. We look forward to seeing you.
  
  
  LAW-0246AO (05/18)

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• Business Insurance

  Acting proactively is one key to small-business success. Whether you run a dry cleaner business, florist shop, real estate office, attorneys office, or something else entirely, we at Hamby Fotheringham Agency have many excellent insurance solutions to offer you thanks to our working with Nationwide. Nationwide and its agents insure more than 500,000 small businesses all across the United States, and we are committed to providing quality coverage in Hickory that is affordable and meets your needs.
  
  If you are uncertain about where to start with your insurance plan, we offer On Your Side® Reviews to assess your business and to make recommendations to the types of insurance coverage you may need. Another good way to approach the matter is to get a business owners policy, or BOP, specific to your industry type. After that, you can add on options to fit specific situations. For example, such additional coverage options include workers compensation insurance, cyber liability insurance, accounts receivable insurance, and crime insurance. Even two businesses in the same industry may have vastly different insurance needs, so we make many coverage choices available. Business size, finances, and target customer base can often factor into insurance coverage as well.
  
  It is natural to wonder about the amount and type of coverage that is appropriate for your business. Contact our office today to get answers. You can give us a call at (828) 328-2609 or visit us on 423 4th St SW to protect your business as much as possible.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Hamby Fotheringham Agency also offers products in NC. Please call for information on products in those states.