Kramer Agency in Bismarck, ND

The Kramer Agency in Bismarck, ND provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Your vehicle is an investment in both access and opportunity, which is why it's important to make sure it has the insurance coverage that you need to protect it. Kramer Agency knows how important this is to drivers in Bismarck, which is why we work with Nationwide to provide policies to our members. Each vehicle and each driver is unique, so their insurance coverage also needs to be.
  
  When building a policy, Kramer Agency asks members to look at the level of liability coverage they need first. From there, we help you figure out the best combination of collision and comprehensive coverage to protect the vehicle from damage when it is in motion and when it is parked. We will also work with you determine what discounts you may qualify for. For example, safe driving history and the vehicle's onboard safety options may help drivers reduce the cost for insurance.
  
  Get the peace of mind you need by getting the policy that fits your needs. Call (701) 255-4502 today. Our agents are ready to answer questions, provide quotes, and sell policies over the phone for our clients' convenience. If you prefer to review your insurance needs face-to-face, you can also call to schedule an appointment. Face-to-face appointments are held in our office at 232 W Century Ave.

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• Home Insurance

  Kramer Agency has teamed up with Nationwide to help you find the right home insurance package for your needs. This includes evaluating both your home and any belongings important to you. With our Valuables Plus® coverage, you can protect expensive items such as works of art, antiques, or jewelry; and replacements are easier than ever with our Brand New Belongings® coverage. Kramer Agency can answer any questions you have about protecting you and your family's most treasured possessions.
  
  The state of your home also comes in to play when determining what kind of home coverage is best for you. Any detached home additions are also important to evaluating your coverage needs, such as a pool or storage shed. Location also plays an important role in choosing the right home insurance. In Bismarck, everything from zoning to weather can affect your coverage. Since Kramer Agency is local to Bismarck, our agents are knowledgeable of any local factors that may impact your coverage.
  
  Picking home insurance is a very manageable process when you have the right partner by your side. Give Kramer Agency a call today at (701) 255-4502 and find out how to get started. You can also come visit us in person at 232 W Century Ave. We look forward to meeting you.

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• Business Insurance

  As a small business owner, Nationwide understands your concern about the future. Your business is your pride and joy, and if something were to happen, you want to be able to provide for yourself and your family. At Nationwide, our knowledgeable and courteous agents can help you find the perfect business insurance policy. We offer a wide array of policies that can be customized to fit businesses of all types and sizes, and we are more than confident that we can find one for you. Kramer Agency in Bismarck can help you find the coverage you are looking for.
  
  When it comes to business insurance, there are many things to consider. The needs of your customers, employees, and yourself will need to be taken into account before settling on a policy. At Nationwide this is not a problem, and our property, business income, and liability insurance policies can provide you with coverage that you can rely on. If your property is damaged by fire, nature, or other misfortune, the property itself and the items inside can be covered. If your business must temporarily cease operations, a business income policy can provide you with a steady stream of income to cover your expenses until you can get back in business. Liability insurance is also a must-have to protect your business against customer and third-party lawsuits.
  
  Nationwide also offers accounts receivable, commercial auto, crime, and worker's compensation policies. Visit us at 232 W Century Ave, or call (701) 255-4502 if you are ready to find the right policy.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Kramer Agency also offers products in AL, AZ, CO, MN, MT, ND, PA, SD, WY. Please call for information on products in those states.