The Garbe Associates LLC in Smithtown, NY provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
If you've recently bought a brand new or new-to-you vehicle in Smithtown, you'll want an all-encompassing auto insurance plan that protects your new investment. Garbe Associates LLC specializes in supplying local drivers with personalized auto coverage that gives you peace of mind. Let us give you the confidence that comes with knowing you and your vehicle are in the very best of care.
Garbe Associates LLC is an agent who gets to know you and your driving habits before recommending a superior protection plan backed by Nationwide. The features of your vehicle, how often you drive, where you park your vehicle at night, and your driving record, among other factors, all influence your premium. We take each of those factors into consideration before recommending a plan that fits your needs. If you do have to file a claim, we'll make sure the process is quick and simple so that you can have your vehicle repaired as quickly as possible and get back to enjoying the open road. For those times when repairs will take several days, we recommend that you opt for rental reimbursement coverage so that you don't spend more than necessary to maintain your regular driving habits.
Even if you haven't yet bought your vehicle, it's never too early to start thinking about auto coverage or the right company to provide you with that coverage. Whenever you're ready, call (631) 724-0032 to speak with an agency representative to discuss your coverage needs. You can also stop by and see us at 87 W Main St.
Home Insurance
Feeling confident in your insurance policy's ability to protect what matters most is very important. Nationwide customers across the country have known for years that their chosen insurer is going to be there for them through the biggest life changes. Here at Garbe Associates LLC, we are pleased to offer personalized insurance solutions to our valued Smithtown customers. This is a great time to re-evaluate your insurance needs and make sure your policies are working hard on your behalf.
Any changes in your life may require taking a second look at insurance coverage. For instance, remodeling or renovating a home can increase its value considerably, which might mean your old home insurance policy is no longer reflective of your actual needs. Visiting with Garbe Associates LLC or another Garbe Associates LLC team member is a great way to explore your home insurance policy options and other important coverage solutions.
Thanks to the many coverage options made available through Nationwide, we can offer a more personalized approach to policy creation. Having home insurance tailored to your individual needs is the best way to ensure you are getting the best value. We can help evaluate your current home insurance needs and assist in determining the forms of coverage that best address your concerns. Contact Garbe Associates LLC today by calling (631) 724-0032 or visit our offices at 87 W Main St. We look forward to helping your insurance do more for you.
Life Insurance
Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
We at Garbe Associates LLC are here to help newlyweds in the Smithtown area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
Call us at (631) 724-0032 and ask for Garbe Associates LLC. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 87 W Main St,Smithtown,NY,11787. It may be the most important date of your life.
LAW-0247AO (05/18)
Business Insurance
Nationwide understands the insurance needs of small business owners, and that is exactly why we offer some of the best business insurance policies in the industry. Our policies can easily be customized to fit you and your budget, and our agents are ready and willing to address any of your concerns. Whether you need property insurance or are seeking liability insurance, Nationwide offers insurance products that will benefit you and your business. For business owners who want a more widespread policy, a business owners policy (BOP) may be just what you need.
When it comes to your business, the building and the space that you occupy are two of the most important elements of your success. Our property insurance policies can protect your business in the event of fire, theft, vandalism, or natural disaster damage. These policies also cover the equipment and furniture inside the building, and can even extend to your personal residence if you work from home. If you or your employees utilize company vehicles, our business auto insurance can provide for you if you or your workers are involved in an accident. Naturally, you will want to protect yourself against potential lawsuits, and our liability policies can help you do so. If a customer or visitor is injured on your premises, you won't have to worry about losing money.
Simply put, Nationwide keeps your best interests in mind. If you are interested in our business products, our trained agents in Smithtown can answer your questions. Garbe Associates LLC is located at 87 W Main St. Don't put off securing your business' future any longer. Contact us today at (631) 724-0032.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Garbe Associates LLC also offers products in FL, NY, PA. Please call for information on products in those states.
All vehicle insurance
