Insurance Office Of America Inc. in Binghamton, NY

The Insurance Office Of America Inc. in Binghamton, New York provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  You know the importance of being a responsible driver who is defensive and aware of your surroundings. Now, it is time to enlist the help of Insurance Office Of America Inc. so we can create an auto insurance policy that is customized to meet the needs of your family. We take our job seriously and are confident we can design a policy that accurately addresses the unique risks your family faces.
  
  When you begin working with Insurance Office Of America Inc. at our Binghamton office location, you will notice that adding drivers to your policy or modifying coverage options is simple, efficient, and understandable. By working together with Nationwide, we provide an On Your Side® Review where we assess changes that need to be made to your policy. We also look for ways to lower the rates you pay and provide you with discounts for which you may qualify such as good student discount or multi-policy discount.
  
  There is no greater time than now to protect your family with the security of a reliable auto insurance policy. You can call us today at (607) 754-3500 to set up an appointment at our office located at 31 Lewis St. We look forward to helping you acquire the coverage you need.

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• Home Insurance

  Homeowners insurance is a crucial part of owning and protecting a home. That's why the Insurance Office Of America Inc. has worked so diligently to understand the insurance priorities of 13901 homeowners and their residential properties. In fact, the exact location of your home may mean your home's risk profile is slightly different from that of your Binghamton neighbors' right down the street. No matter the specifics, Nationwide has coverage that's right for your Binghamton home, and our agents can help further personalize your homeowner's policy.
  
  How so? Beyond the location, the property itself often has very different kinds of assets that can be protected through home insurance coverage. The structure and dwelling coverage are the backbone of most policies, but Insurance Office Of America Inc. offers plenty of additional coverage options through Nationwide. These options cover things like a detached garage or other buildings, contents and valuables, or even a number of exclusive coverage programs like Better Roof Replacement®. Plus, if the time ever comes when one or more of our homeowners need to return a home to its former glory, the Nationwide On Your Side® Claims Service offers extra peace of mind.
  
  Our office is located at 31 Lewis St. But our home insurance expertise extends throughout the greater Binghamton area. Call the Insurance Office Of America Inc. at (607) 754-3500 to get our take on the best way to protect against potential homeowner damages.

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• Business Insurance

  We all get insurance with the hope of never having to use it. While we at Insurance Office Of America Inc. can attest to Nationwide's outstanding claims resolution process, it's still incumbent upon every small business owner to do all that he or she can in terms of risk prevention. As the preferred insurer for many small businesses in the Binghamton area, Nationwide has seen just about every liability scenario that you can imagine. Fortunately for you, the folks at Nationwide use this experience as a resource to help you prepare to avoid these same issues afflicting your company.
  
  What business owner doesn't have concerns about the safety and stability of his or her company, employees, and customers? If your risk potential is keeping you up at night, turn to Nationwide. They have a wealth of information for you on managing the risks associated with worker and customer safety, fire or equipment failure, and professional, product, or general liability. Putting this advice into practice can reduce your chances of needing to call upon your policy for assistance. Yet if you do need to rely on Nationwide for coverage, rest assured that you have the best team in the business handling your claim.
  
  With Nationwide, you truly have an insurer that cares about your company's protection. Not only does it act as a resource for risk management strategies, but it will also be there to help you recover if and when an issue does arise. To learn more about safety and loss prevention or any other of the advice and services Nationwide offers, contact Insurance Office Of America Inc. by calling (607) 754-3500 and scheduling an appointment to come by our office on 31 Lewis St.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Insurance Office Of America Inc. also offers products in AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, KY, NJ. Please call for information on products in those states.