Arthur J Gallagher Risk Mgmt Services in Latham, NY

The Arthur J Gallagher Risk Mgmt Services in Latham, New York provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Understanding the coverage you buy is important, but the language of underwriting can be a little difficult for those who are new to it. That's why Arthur J Gallagher Risk Mgmt Services focuses on explaining auto insurance coverage in a common sense way that members in Latham appreciate. That way, it's easier to enjoy your vehicle with the assurance you understand what is covered in the event of an accident.
  
  Auto policies tend to start with liability coverage, and the right amount can depend on the vehicle you drive, the state's requirements, and other factors. Once you have the liability package you need, collision coverage is there to help take care of any covered damage your vehicle takes in the event of an accident, and comprehensive packages are there to cover you in the event of an incident when the vehicle is not in motion. Arthur J Gallagher Risk Mgmt Services works with Nationwide to provide drivers with a wide range of coverage choices. After you find the right coverage levels for your vehicle, we will apply discounts you may qualify for such as for safety equipment in the vehicle or your safe driving history.
  
  Finding out more about our policy options is easy. Our offices can be reached at (518) 783-2665, and agents are happy to take set appointments for in-person consultations at our office located at 30 Century Hill Dr.

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• Home Insurance

  Let Arthur J Gallagher Risk Mgmt Services explain the policy choices needed to personalize a policy solution for any Latham household. Our agents are ready to go through and explain the details of various coverage options. Latham homeowners can quickly and clearly understand what's at stake when making their policy choices with Arthur J Gallagher Risk Mgmt Services.
  
  More than just the versatile products, Arthur J Gallagher Risk Mgmt Services knows the value of Nationwide's prices and services. Competitive rates and widely available discounts ensure affordable coverage for the homeowners who come to us for a policy. Plus, the renowned On Your Side® Claims Service offers immediate guidance on securing shelter, making temporary repairs and preventing further damage, as well as help on completing the claims process.
  
  Whether it's a 12110 home near our local office or a residential property throughout the city, the experts at Arthur J Gallagher Risk Mgmt Services understand local risks right down to the exact block where the home is located. Let us make sure one of the most important investments you'll ever make doesn't go a single day without coverage. Talk to one of our other friendly, knowledgeable agents by calling (518) 783-2665. For those who wish to discuss their coverage in person, our office is located at 30 Century Hill Dr.

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• Business Insurance

  As a small business owner, you may have already purchased property insurance and general liability insurance, but did you know you could be protecting your assets even further? Nationwide, in conjunction with Arthur J Gallagher Risk Mgmt Services, provides a wide variety of specialized business insurance policies to benefit many types of businesses.
  
  Are you wondering what more you could need? Many business owners choose to add an umbrella policy to their coverage. Sometimes something occurs that the main policy cannot cover in full. If this happens, umbrella insurance acts as additional protection for a liability claim. Others opt to add income loss coverage and use it to pay bills and employees if they ever experience a business interruption. Depending on the type of business you run, you may be required to carry workers' compensation insurance in case an employee becomes injured on the job. Equipment breakdown policies, crime insurance policies, and cyber liability policies are all popular as well. If you are feeling overwhelmed by all the options, don't worry. Our experienced agents can help you determine which policies would work well for your company. Together, we will come up with a package that protects you at a budget you can afford.
  
  If you run a small business in Latham, Nationwide and Arthur J Gallagher Risk Mgmt Services are ready and willing to help you. To learn more about which small business policies are right for you, call us at (518) 783-2665 or stop into our offices at 30 Century Hill Dr.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Arthur J Gallagher Risk Mgmt Services also offers products in AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, KY, NJ. Please call for information on products in those states.