Rick Allen Insurance Agency, LLC in Beaver, WV

The Rick Allen Insurance Agency, LLC in Beaver, WV provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Whether you're changing vehicles or simply searching for better coverage this policy term, let Rick Allen Insurance Agency, LLC answer all your auto insurance questions. Our agents can ensure your policy meets all applicable WV requirements, while also pointing out areas where gaps in coverage may occur. We can help find your sweet spot between stronger coverage and affordable costs. You won't find a more knowledgeable, friendly source for personalized auto insurance in Beaver.
  
  Area drivers will quickly come to realize the value that Nationwide brings to the table. This includes everything from policy discounts to flexible billing options to the On Your Side® Claims Service. But it also includes personalized policy options and exclusive programs from Nationwide that are popular with other Beaver drivers Rick Allen Insurance Agency, LLC serves. Vanishing Deductible®, for example, is a great way to reward yourself for each year you stay claims-free.
  
  Our office address is 834 Ritter Drive, but no matter which Beaver zip code you park your car in, we can offer quick estimates and sound advice. Give us a call at (304) 252-1660. With one of our agents as your guide, it doesn't need to take all day to consider your choices.

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• Home Insurance

  Home is where your family builds memories on a daily basis, and we know that one of your top priorities is to protect it with sound insurance coverage. After all, we're talking about financial security, which can mean peace of mind. You can depend on the professionals at Rick Allen Insurance Agency, LLC in Beaver to help. We'll walk you through the various options and take the mystery out of acquiring appropriate home insurance.
  
  Basic home insurance coverage includes protection against events such as theft, or damage from the elements. That means that if Beaver is hit with a major storm system, you are able to protect your family without worrying about paying more for destruction that may be caused. In addition to dwelling coverage that insures against damage to built-in appliances and wall-to-wall carpeting, insurance is also available for water backup caused by sewer or drain issues. You may also want to have detached structures insured, such as your garage or gazebo. Additionally, contents coverage helps to protect your belongings such as furniture and clothing from loss, and this can be defined in your policy.
  
  There are several other options, and Rick Allen Insurance Agency, LLC with Rick Allen Insurance Agency, LLC proudly works with Nationwide to offer excellent choices in home insurance coverage. You can get the conversation started with a call to (304) 252-1660. You can also stop by our office at 834 Ritter Drive to learn more about the many advantages of protecting your home with a policy that's tailored to your needs.

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• Life Insurance

  If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
  
  We at Rick Allen Insurance Agency, LLC are here to help people like you in the Beaver area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
  
  When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
  
  You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
  
  Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (304) 252-1660 and ask for Rick Allen Insurance Agency, LLC. We are located at 834 Ritter Drive,Beaver,WV,25813 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.
  
  
  LAW-0248AO (05/18)

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• Business Insurance

  Rick Allen Insurance Agency, LLC has the local knowledge and versatile insurance products to customize coverage for any small-to-medium-sized company in Beaver. That said, even small businesses can have big business insurance needs. Liability, asset protection, commercial auto, employee insurance and other risk management tools apply to more than just the Fortune 500. Our agents have plenty of experience working with companies in virtually every Beaver industry, from food and beverage to auto repair, as well as more niche markets. Rick Allen Insurance Agency, LLC can help your business understand how various coverage options work within your specific industry.
  
  More than just the industry, business insurance policy options are likely to be affected by the company's size, age, and location. Not to worry, our agents know the risks facing your business. Rick Allen Insurance Agency, LLC has the local knowledge to identify and explain how a particular location impacts a company's risk profile - regardless of whether or not you hung your shingle near our office.
  
  By partnering with Nationwide, it's easy to build a policy that manages the company's risk. In fact, with Nationwide's On Your Side® Review, business owners know that their coverage is keeping up with their evolving insurance priorities. Flexible billing and payment options can also manage the financial side of your business.
  
  Give Rick Allen Insurance Agency, LLC a call at (304) 252-1660. We can find a policy for your company quickly and confidently over the phone, or we can schedule a time to talk about your policy in person.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Rick Allen Insurance Agency, LLC also offers products in VA, WV. Please call for information on products in those states.