The Russ Richardson Agency Inc. in Lafayette, AL provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Understanding your insurance coverage should never involve having to learn a new language. That's why Russ Richardson Agency Inc. and Russ Richardson Agency Inc. are proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in Lafayette.
This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.
Get the coverage you need in language that makes it easy to understand. Call (205) 757-7137 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 1350 County Rd 114.
Home Insurance
Buying a new home in Lafayette is a big step for anyone, and making this important decision requires thinking seriously about insurance needs. New homeowners should begin exploring their insurance coverage needs as soon as the property sale has been finalized; this is the best way to know that you are enjoying the full benefits of insurance protection. If you are unsure about the coverage needs of your new home, Russ Richardson Agency Inc. can help. Here at Russ Richardson Agency Inc., we help homeowners every day by providing personalized insurance solutions.
Nationwide coverage can be personalized to individual policy holders. This is the best way to make sure that your property is receiving the kind of protection it deserves. Explore coverage options for garages, storage sheds, children's play equipment, swimming pools, and many other special features. If you own heirlooms, antiques, or works of art then your homeowner policy should reflect the value of these belongings. Your agent can provide helpful information about coverage options so you can create the policy that suits your needs.
We love helping homeowners access the great Nationwide insurance products that suit their lifestyle and individual needs. Your family and your property deserve the best, so we have teamed up with a company renowned for customer service, Nationwide. Nationwide agents and the Russ Richardson Agency Inc. team members are here to help. Call us today at (205) 757-7137 or visit our 1350 County Rd 114 location.
Life Insurance
No matter if you have a family, a spouse or are single, you need a life insurance plan built with the help of Russ Richardson Agency Inc. in Lafayette. Your plan is intended to provide you and the people most important to you with complete peace of mind, but you might be uncertain as to what kind of protection is best for your particular needs. Know that you have quick and easy access to professional help to ease your mental burden.
From knowing the amount of coverage you need to understanding how your medical history factors into your term or whole life insurance plan, there’s a lot of ground to cover. We sit down with you to get a full understanding of your present situation as well as anything you foresee coming down the road, such as the birth of a child or a shift in your finances. Our agents specialize in pairing you with the perfect protection and mental as well as financial security, and they make sure your plan always reflects your most current needs; just make sure you keep us in the loop on the latest developments in your life that might call for a change to your plan.
If you’re unsatisfied with your current life insurance protection, or if you’re getting insurance for the first time, do yourself a favor and work with a life insurance agent who cares. When you’re ready, we’ll be waiting for you at Russ Richardson Agency Inc. located at 1350 County Rd 114,Lafayette,AL,36862. You’re also more than welcome to speak with Russ Richardson Agency Inc. directly by calling (205) 757-7137.
LAW-0242AO (05/18)
Business Insurance
Whether your Lafayette company is looking for liability, property, or more specialized commercial insurance, the Russ Richardson Agency Inc. can help better manage your company's risk. We have insurance expertise in major industries like retail and construction, as well as more niche industries like golf courses and beauty salons.
We also offer several types of employee insurance, including many that go above and beyond state-required coverage like workers compensation. What if someone blows out a knee at the company softball game, for example? Let one of the experts at Russ Richardson Agency Inc. explain to you the advantages of Nationwide's GrouProtector℠ coverage. Meanwhile, the On Your Side® Review is a great way to keep your company up-to-date with the latest changes to state laws and local markets.
With a business owner's policy and flexible billing options, we can readily develop an insurance solution that's customized for your Lafayette business. For a policy that leaves no coverage gaps and a payment schedule that makes sense for your business' day-to-day, don't hesitate to contact us. Russ Richardson Agency Inc. can help protect your business from coverable losses. Give us a call at (205) 757-7137. You can also schedule an appointment with our 1350 County Rd 114 office.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Russ Richardson Agency Inc. also offers products in AL, AR, GA, MS, NC, SC, TN. Please call for information on products in those states.
All vehicle insurance
