The The Bembridge Insurance Agencies, Inc. in Hertford, NC provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Understanding your insurance coverage should never involve having to learn a new language. That's why The Bembridge Insurance Agencies, Inc. and The Bembridge Insurance Agencies, Inc. are proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in Hertford.
This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.
Get the coverage you need in language that makes it easy to understand. Call (252) 426-5457 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 115 W Market Street.
Home Insurance
The Bembridge Insurance Agencies, Inc. knows just how to protect Hertford residences with a home insurance policy. Earned through years of listening to the concerns of other local homeowners, our agents can answer any questions you may have about various coverage programs and policy options.
Even in the most tightly knit Hertford neighborhoods, no two properties and no two households are exactly the same. An aging roof may lead one homeowner to opt for the Better Roof Replacement® program, while a multigenerational household next door has heard about the benefits of Nationwide's Brand New Belongings®. There may also be high-value items, homeowner liability or secondary structures on the property that need the protection of a homeowner's policy. Simply tell one of the experts at The Bembridge Insurance Agencies, Inc. your individual concerns, and discover how to make coverage choices with speed and confidence.
Along with competitive rates and discounts, the renowned On Your Side® Claims Service will be there for any homeowner who ends up needing more than just peace of mind from their policy coverage.
Call us at (252) 426-5457 to choose a policy or to set up an office appointment. The Bembridge Insurance Agencies, Inc. is located at 115 W Market Street.
Life Insurance
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Hertford life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at The Bembridge Insurance Agencies, Inc. will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (252) 426-5457 and ask for The Bembridge Insurance Agencies, Inc. or visit us at 115 W Market Street,Hertford,NC,27944. We will be happy to work with you to make sure your family’s financial security is always protected.
LAW-0245AO (05/18)
Business Insurance
Whether you have already opened a small business or are considering doing so, business insurance is probably at the front of your mind. Having the proper types of insurance and the right amount of coverage is essential in order to protect yourself, your employees, your customers or clients, and your assets. Deciding what you need does not have to be overwhelming.
The Bembridge Insurance Agencies, Inc. works with Nationwide to help people determine which type of insurance coverage will best fit their needs. We sit with you to discuss basic policies such as general liability and property damage insurance, as well as educate you on more in-depth policies such as professional liability coverage, employment practices liability coverage, and umbrella policies. We discuss the type of business you operate, how much you spend per year, how much profit you make, and how many people you employ. We also let you know if there are any vital local, state, or federal laws that require you to carry special policies.
Once you have decided what you need, we come up with a coverage quote that best meets your needs and budget. We even meet with you once per year to discuss any changes in your business and determine if your policy is still meeting your needs. The Bembridge Insurance Agencies, Inc. is proud to work in conjunction with Nationwide. Schedule a consultation by calling (252) 426-5457 or stopping into our offices on 115 W Market Street.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The The Bembridge Insurance Agencies, Inc. also offers products in NC, VA. Please call for information on products in those states.