About Richard Hernandez
Languages Spoken
- English
Taking the time to understand auto insurance concepts, like the difference between "collision" and "comprehensive" coverage, can be frustrating when you are trying to shop on your own and you just want to know what kind of protection you will get. That's why Richard Hernandez prioritizes communication with clients, so our agents can translate industry terms into coverage explanations that leave drivers in El Paso feeling confident they have exactly the coverage they need.
Starting with basic liability insurance and adding features until you have a personalized plan to address your needs means understanding the differences between drivers, car styles, and vehicles in different stages of their operating life. Richard Hernandez works with Nationwide to construct policies that meet your needs with options like comprehensive coverage against damage while parked or even robbery.
If you have questions about coverage options and policies, talk to one of our agents by calling us at (915) 845-6900. You can get answers, make a purchase over the phone, or schedule an in-person consultation meeting in our office at 865 N Resler Dr.
When you have a home of your own, you want to protect it and be certain that your family is safe and your lifestyle secure. There are many factors that go into determining insurance needs, including your location, home, possessions, and any additions on your property such as pools or structures. You will find that the experienced professionals at Richard Hernandez are on hand to help with many types of home insurance coverage. We start with a thorough review of your particular situation and recommend options that will be the best fit for you.
With the appropriate home insurance in place, you will be able to weather the storms that come your way, knowing that you are protected against the elements. You will also be protected against other types of damage or loss, such as that done by theft. We have many different insurance plans from which to choose and several attractive features to share with you.
Richard Hernandez in El Paso, can offer excellent Nationwide insurance coverage. If disaster does strike, all you have to do is call (915) 845-6900 to get the ball rolling. Because Richard Hernandez in El Paso partners with Nationwide, we have an outstanding claims service and can help you get back to normal quickly. We invite you to visit our office at 865 N Resler Dr to discuss benefits designed to make your insurance needs easier, such as On Your Side® Reviews and home insurance discounts
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a El Paso life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at Richard Hernandez will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call Richard Hernandez at (915) 845-6900 or visit us at 865 N Resler Dr. We will be happy to work with you to make sure your family’s financial security is always protected.
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Running a business can be challenging and fun, and like nothing else you have experienced. Business insurance is one way you can safeguard the stability and continued success of your business for years to come. We at Richard Hernandez work with Nationwide to provide insurance solutions for your business in El Paso. We can help build and customize a policy developed for the unique needs of your company, and an On Your Side® Review will help identify areas of priority.
Richard Hernandez has insurance options for specific industry types. For instance, we have auto parts retailer business insurance, florist business insurance, and attorneys office insurance among our many packages. If your business qualifies, a business owners policy, or BOP, gets you covered on the essentials, and then you can look at other insurance coverage options such as commercial property insurance to meet your more specific needs. These coverage options can provide peace of mind so that you can make your business all it can be. They also provide a level of customization that is necessary for many businesses because each and every one, even within the same industry, is different. All of these options are available right here in El Paso.
Give our team at Richard Hernandez a call at (915) 845-6900, or stop by our office on 865 N Resler Dr. We will answer any questions you have and get started on building an insurance policy for your business needs.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Richard Hernandez also offers products in CA. Please call for information on products in those states.