Advantage 1 Insurance Agency Inc.

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Advantage 1 Insurance Agency Inc. in Saint Cloud, MN provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    Whether you're changing vehicles or simply searching for better coverage this policy term, let Advantage 1 Insurance Agency Inc. answer all your auto insurance questions. Our agents can ensure your policy meets all applicable MN requirements, while also pointing out areas where gaps in coverage may occur. We can help find your sweet spot between stronger coverage and affordable costs. You won't find a more knowledgeable, friendly source for personalized auto insurance in Saint Cloud.

    Area drivers will quickly come to realize the value that Nationwide brings to the table. This includes everything from policy discounts to flexible billing options to the On Your Side® Claims Service. But it also includes personalized policy options and exclusive programs from Nationwide that are popular with other Saint Cloud drivers Advantage 1 Insurance Agency Inc. serves. Vanishing Deductible®, for example, is a great way to reward yourself for each year you stay claims-free.

    Our office address is 3801 3rd St N, but no matter which Saint Cloud zip code you park your car in, we can offer quick estimates and sound advice. Give us a call at (320) 845-4020. With one of our agents as your guide, it doesn't need to take all day to consider your choices.
  • Homeowners Insurance
    Buying home insurance does not have to be a difficult or confusing process. When you speak to the experienced professionals at Advantage 1 Insurance Agency Inc. in Saint Cloud, you can rely on clear, comprehensive, and accurate information to help you make the right choices for you and your family. We will help you recognize the pros and cons of each specific policy, so you are empowered to choose the one that offers the best coverage.

    When you buy home insurance, you want peace of mind, not unpleasant surprises. For this reason, our agents are happy to explain all exclusions as well as the full extent of potential coverage before you make a decision as to your policy purchase. Heather M Hendrickson is available to discuss the variety of Nationwide home insurance products and to craft an individual policy that addresses the unique risks you face. Visit the office on 3801 3rd St N or give us a call at (320) 845-4020 to find out the different ways in which you can customize your policy.

    Your insurance policy should offer you the full coverage you need, without leaving you with coverage gaps or surprise exclusions. When you fully understand the policy provisions, you have the power to make the right choices to protect your family's financial security. Get in touch with Heather M Hendrickson and find out what you can do to protect your home today.
  • Life Insurance
    Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.

    At Advantage 1 Insurance Agency Inc., we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.

    We work with Nationwide to provide friendly service and diverse coverage options to customers in Saint Cloud. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.

    There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, Heather M Hendrickson and our other team members can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.

    If you are ready to learn coverage options, contact one of our agents at (320) 845-4020 to discuss them over the phone. You can also make an appointment or visit our office at 3801 3rd St N,Saint Cloud,MN,56303 to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.


    LAW-0240AO (05/18)
  • Business Insurance
    As new Saint Cloud businesses prepare to take their place in the greater economic world, many new business owners are going to be thinking about insurance. What should a good business insurance policy contain? What lines of coverage are most appropriate for a business serving a particular population or industry? How can you be sure that a policy is going to work hard to serve your interests as a business owner? Getting direct, honest answers from an expert is easy. Just contact Nationwide Insurance: Advantage 1 Insurance Agency Inc.. Our team is here to help business owners select the exceptional Nationwide coverage that is going to give them the strongest start in this new stage of life. Nationwide provides outstanding customer service so you are never alone.

    There are many uncertainties when it comes to owning and operating a business, so why not let your business insurance take some of the burden? Good coverage is going to provide peace of mind as you prepare to open for business. Even as your business grows and thrives, this coverage is going to continue offering the support required for expanding operations. In a sense, the right insurance policy is going to help bring about future success through present security.

    Heather M Hendrickson can tell you more about Nationwide insurance options, and can customize a policy to suit the needs of your organization. Call Nationwide Insurance: Advantage 1 Insurance Agency Inc. today at (320) 845-4020 or visit our office at 3801 3rd St N.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Advantage 1 Insurance Agency Inc. also offers products in MN. Please call for information on products in those states.

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