Affinity Insurance Group in Winterset, IA

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Affinity Insurance Group in Winterset, IA provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Your vehicle is an investment in both access and opportunity, which is why it's important to make sure it has the insurance coverage that you need to protect it. Affinity Insurance Group knows how important this is to drivers in Winterset, which is why we work with Nationwide to provide policies to our members. Each vehicle and each driver is unique, so their insurance coverage also needs to be.

    When building a policy, Karonna L Smith asks members to look at the level of liability coverage they need first. From there, we help you figure out the best combination of collision and comprehensive coverage to protect the vehicle from damage when it is in motion and when it is parked. We will also work with you determine what discounts you may qualify for. For example, safe driving history and the vehicle's onboard safety options may help drivers reduce the cost for insurance.

    Get the peace of mind you need by getting the policy that fits your needs. Call (515) 493-1020 today. Our agents are ready to answer questions, provide quotes, and sell policies over the phone for our clients' convenience. If you prefer to review your insurance needs face-to-face, you can also call to schedule an appointment. Face-to-face appointments are held in our office at 67 E Jefferson St.

  • Homeowners Insurance

    Part of protecting your family's financial future is purchasing appropriate insurance for your life situation. For homeowners, coverage for your property is important for your financial security. Affinity Insurance Group offers several types of home insurance products so you can find the protection you need. Speak with Karonna L Smith to find out which type of home insurance is the best for you.

    Just as homes can vary greatly from one another, home insurance policies do as well. You want to obtain coverage that will fully protect you against potential risks, without overpaying for coverage you do not need. The size and type of your home are just some of the factors that can affect which provisions you will want your policy to include. Call (515) 493-1020 or schedule an appointment for a consultation with Karonna L Smith in Winterset to discuss your customized options.

    We at Nationwide want you to feel comfortable and secure with the protection you have. We know that your circumstances are highly individual and we want you to be protected from every angle. You can come into the agency office on 67 E Jefferson St to speak with highly qualified insurance professionals who will give you the information you need to decide which policy to choose.

  • Life Insurance

    If you are thinking about purchasing a life insurance policy in Winterset, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.

    At Affinity Insurance Group, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.

    You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Karonna L Smith and any of our team members are available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.

    Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (515) 493-1020 to speak with one of our team members, or stop by 67 E Jefferson St,Winterset,IA,50273 to discuss your insurance needs in our office.


    LAW-0241AO (05/18)

  • Business Insurance

    Businesses experiencing success are likely to go through periods of rapid growth and expansion. Managers, owners, and other leaders have to think carefully about developing the strategies that will make sure that growth proceeds smoothly. If your organization has changed considerably since it was first established, it might be time to reconsider the nature of your business insurance coverage. New business owners just starting out in Winterset have very different insurance needs than owners of established companies. Business owners of companies in the process of restructuring, incorporating, or merging also have to think about whether their current insurance policy is really going to continue performing the right way.

    Karonna L Smith has helped business owners adapt to changing circumstances through the application of improved insurance solutions. Here at Nationwide Insurance: Affinity Insurance Group we work with Nationwide to offer our customers improved policy options. We can develop customized solutions that more precisely meet the developing concerns faced by growing businesses. This is a great way to achieve the peace of mind that our insurance policies have the potential to deliver.

    Your company deserves the very best protection moving forward. Call us at (515) 493-1020 or visit our 67 E Jefferson St location and speak with Karonna L Smith or another member of our team. We can tell you more about the lines of coverage that Nationwide makes available. In no time, we can develop a policy that suits the work you do. Investing in protection today makes the uncertainties that come along with growth easier to handle.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Affinity Insurance Group also offers products in AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, ME, MD, MI, MN, MS, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, KY, NJ. Please call for information on products in those states.

Learning Center

Learning center articleHow does gap insurance work?

Discover what gap insurance does and how this auto policy can help you.

Learning center articleAre hazard and homeowners insurance the same?

Take a look at what make up the differences between hazard insurance and homeowners insurance.

Learning center articleDiscover what factors impact the cost of utilities

There are many different factors that can influence the amount of money you spend on utilities