Ais-Richard Davis in Richmond, VA

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Ais-Richard Davis in Richmond, VA provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Understanding your insurance coverage should never involve having to learn a new language. That's why Damon Lydell Davis and Ais-Richard Davis are proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in Richmond.

    This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.

    Get the coverage you need in language that makes it easy to understand. Call (804) 747-6205 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 3108 N Parham Rd.

  • Homeowners Insurance

    Buying a home is a big step; this decision holds the key to a stable, more financially sound future. Homeowners and their families deserve the right kind of protection, which is why Ais-Richard Davis offers comprehensive home insurance coverage. Protecting this important investment goes a long way towards ensuring that your home is there for you today and tomorrow. Enjoy knowing that you are creating a legacy that will see you through the many years to come. Damon Lydell Davis is here to help you find the right coverage for your home.

    Our Richmond agency offers personalized Nationwide insurance products that give homeowners the coverage they need. Customizing insurance solutions to your needs is part of what makes our work so valuable. We go the extra mile to make sure that your home receives the coverage it requires. The result is a policy that addresses the distinctive needs of your home, the surrounding property, and even structures like free-standing garages.

    If you bought your home a while back but are looking to switch to a different policy provider, the Ais-Richard Davis team can help. By evaluating your current needs as a homeowner we can make recommendations regarding improved lines of coverage. This is a great way to get personalized advice that speaks directly to your individual concerns. To speak with Damon Lydell Davis or any other member of our team, visit our 3108 N Parham Rd office or call us at (804) 747-6205.

  • Life Insurance

    Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.

    We at Ais-Richard Davis proudly work with residents in the Richmond area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.

    The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.

    As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call (804) 747-6205 and ask to speak to Damon Lydell Davis. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 3108 N Parham Rd,Richmond,VA,23294. We look forward to seeing you.


    LAW-0246AO (05/18)

  • Business Insurance

    No Richmond business should be left without quality insurance protection. Damon Lydell Davis and the rest of us here at Nationwide Insurance: Ais-Richard Davis specialize in providing coverage to local business owners so that their employees, finances, physical grounds, and offices are well-protected. We eliminate any guesswork that may be involved with insurance plans and replace it with confidence and reassurance.

    Nationwide is known for its stellar attention to detail when it comes to various insurance protections, which is why we've teamed up with them to bring you a dependable plan for your business and your employees. We aren't satisfied until we've helped you create a quality plan as well as identified each discount to which you're entitled. Damon Lydell Davis knows that equipment can break down, that your business operations can be interrupted, and that your employees may become injured. No matter the situation, your plan should account for it, which is exactly where we come in. Once we've set you up with coverage, we hope you'll keep us up to date on any changes you're making to your business in order that your plan always reflects your most current needs.

    Stop by our office located at 3108 N Parham Rd when you're ready to learn more about Nationwide insurance. You're also welcome to give us a call at (804) 747-6205.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Ais-Richard Davis also offers products in DC, MD, VA. Please call for information on products in those states.

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