Our Insurance Products
Understanding your insurance coverage should never involve having to learn a new language. That's why Petra R M S LLC is proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in Birmingham.
This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.
Get the coverage you need in language that makes it easy to understand. Call (205) 354-2700 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 2140 11th Ave S.
Having the right amount of home insurance coverage can offer a great deal of peace of mind. At Petra R M S LLC we are here to help you understand and choose policies that are just right for your property, structures, and possessions. The first step in being properly insured is to assess the details. One of our experienced agents will discuss your Birmingham home and valuables so that you get the coverage you need. We offer several specialized products to aid members with swimming pools, detached garages, additional buildings, and high-value items.
We understand that your house is not only one of your most valuable possessions, it's also the place you call home. Protecting the value of your important belongings in case of theft, fire, or other unfortunate circumstances is an essential element of coverage. Our relationship with Nationwide allows us to offer you additional policies, such as Brand New Belongings®, which may help to replace or repair your covered belongings. In the event of a loss, we are with you through the claims process and are here to help you get your home back to normal as quickly as possible.
Contact Petra R M S LLC for more information about coverage for your specific situation. We can even help you choose a policy over the phone. Give us a call today at (205) 354-2700 for more information or to schedule an appointment. You can also stop by our office, located at 2140 11th Ave S.
Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.
At Petra R M S LLC, we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.
We work with Nationwide to provide friendly service and diverse coverage options to customers in Birmingham. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.
There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, Petra R M S LLC can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.
If you are ready to learn coverage options, contact one of our agents at (205) 354-2700 to discuss them over the phone. You can also make an appointment or visit our office at 2140 11th Ave S to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.
Like most business owners, you probably know pretty much everything about your business. Still, you may have lingering questions about your commercial insurance needs. The Petra R M S LLC can fill the gaps in your knowledge of Birmingham business insurance, just as we can recognize and fill gaps in your policy coverage.
Maybe you have questions about a business owner's policy or industry-specific coverage programs available from Nationwide. Maybe you have questions about different commercial insurance products including liability, property, and employee coverage. But no matter your concerns, you want to know that your business's past success has been safeguarded, while also putting your company in a great position for future growth.
In addition to their great insurance products, the Petra R M S LLC also partners with Nationwide for superior account services. For example, whether you need to respond to changes in state law or local markets, don't underestimate the value of the Nationwide's On Your Side® Reviews. Let us explain how dependable customer service and flexible billing options make for stronger protection for your Birmingham company. Give us a call at (205) 354-2700 so we can start discussing your business's insurance needs. We can also set up a time to talk in person at our local office. We're located at 2140 11th Ave S.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Petra R M S LLC also offers products in AL, AK, AZ, AR, CA, CO, CT, DC, FL, GA, IL, IN, IA, KS, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OK, OR, PA, SC, TN, TX, VT, VA, WA, WV, WI, KY, NJ. Please call for information on products in those states.
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