The Russ Richardson Agency Inc. in Birmingham, AL provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Russ Richardson Agency Inc. has been helping Birmingham drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to Russ Richardson Agency Inc. will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.
No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the Birmingham area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.
Russ Richardson Agency Inc. can answer questions about coverage limits, policy options or billing schedules. Our expertise and Birmingham auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at (205) 991-7802. Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. Russ Richardson Agency Inc. is located at 4908 Cahaba River Rd.
Home Insurance
Your home is probably your largest investment, so you want to be sure you have good insurance to cover everything from pool systems and clothing to roofs and a range of appliances. When you turn to Russ Richardson Agency Inc., you will receive outstanding insurance coverage that begins with a review of your needs. Many unexpected events can be covered: damage from the elements, theft, personal injury to others and much more. We will design a policy that is tailored specifically to your situation, one that affords your home and family top-notch protection, and you'll be delighted to discover how easy it is.
We are proud to partner with Nationwide to provide many types of home insurance, including coverage for structures that are not attached to your house such as a gazebo or garage, furniture and clothing, loss due to sewer backup, damage caused to built-in appliances and other kinds of specialty protection. Whatever you need, we will make your coverage experience hassle free.
We also want to ensure that your policy remains in step with the changes in your life. For this reason, we offer periodic On Your Side® reviews to update your policy. At your convenience, just call Russ Richardson Agency Inc. at (205) 991-7802 who will be happy to tell you more about how to safeguard your largest investment. You can also stop by our Birmingham office at 4908 Cahaba River Rd. We are looking forward to meeting with you, and we'll be happy to answer any questions you may have about great insurance coverage for your home.
Life Insurance
Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.
At Russ Richardson Agency Inc., we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.
We work with Nationwide to provide friendly service and diverse coverage options to customers in Birmingham. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.
There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, Russ Richardson Agency Inc. and our other team members can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.
If you are ready to learn coverage options, contact one of our agents at (205) 991-7802 to discuss them over the phone. You can also make an appointment or visit our office at 4908 Cahaba River Rd,Birmingham,AL,35243 to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.
LAW-0240AO (05/18)
Business Insurance
Whether you operate a golf course, medical clinic, or auto repair shop, coverage from Nationwide can fulfill all the small business insurance requirements that apply to Birmingham companies. Let Russ Richardson Agency Inc. help make sure that your customers and employees are protected, while also allowing your company to move forward when covered damages do occur.
The versatile risk management products from Nationwide are backed by strong value, attractive discounts, and the superior On Your Side® Claims Service. Moreover, flexible billing helps meet your financial scheduling needs, while different payment options can prevent insurance from becoming another logistical hassle. From customized policies to good old fashioned customer service, it's all part of the package Russ Richardson Agency Inc. offers our Birmingham business clients.
No matter how well you know your business, there always seems to be a few lingering questions about the right coverage for your company. Whether it's the location of your storefront, the size of your commercial fleet, or the feasibility of new employee benefits, let Russ Richardson Agency Inc. answer any and all questions you might have. Give us a call at (205) 991-7802 to talk about your coverage or to schedule an office appointment at 4908 Cahaba River Rd.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Russ Richardson Agency Inc. also offers products in AL, AR, GA, MS, NC, SC, TN. Please call for information on products in those states.
All vehicle insurance
