Akin & Associates, Inc. in Cullman, AL

The Akin & Associates, Inc. in Cullman, AL provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Akin & Associates, Inc. has been helping Cullman drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to Akin & Associates, Inc. will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.
  
  No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the Cullman area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.
  
  Akin & Associates, Inc. can answer questions about coverage limits, policy options or billing schedules. Our expertise and Cullman auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at (256) 737-7450. Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. Akin & Associates, Inc. is located at 101 Main St. NW.

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• Home Insurance

  Akin & Associates, Inc. can help you shop for one of the most important products you'll ever buy - the home insurance policy that will protect your home assets. Learn from our Cullman agents what types of damages to include in your coverage and what claim amounts make sense for your property. For as tightly knit as Cullman neighborhoods are, no two households are exactly the same, even within 35055.
  
  For this reason, Nationwide offers a number of different home insurance products for more personalized coverage. Dwelling coverage, for example, offers financial protection for floor coverings and built-in appliances. Contents coverage includes assets like furniture, clothing, and a few other essential belongings. Valuables Plus® covers specific types of high-value items that you may keep in your Cullman home. Or you can even take advantage of Nationwide's exclusive Brand New Belongings® program.
  
  Best of all, there's no reason to feel overwhelmed by any of these decisions. Let Akin & Associates, Inc. walk you through the options and clearly explain your policy choices. Simply give us a call at (256) 737-7450. Or, if you're in the 35055 area during office hours, swing by our Cullman location at 101 Main St. NW, and we can discuss your home insurance options in person.

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• Life Insurance

  Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Cullman, you likely have many questions running through your mind:
  
  • “What are the benefits of term vs. permanent policies?”
  • “How much coverage do I need?“
  • “How much does a life insurance policy cost?"
  
  Akin & Associates, Inc. and Akin & Associates, Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
  
  There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
  
  Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
  
  Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
  
  Insurance is a smart investment. Getting the right policy is easier than you think. Call (256) 737-7450 for an appointment with an agent. Feel free to stop by 101 Main St. NW,Cullman,AL,35055 to discuss Nationwide coverage options in person.
  
  
  LAW-0239AO (05/18)

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• Business Insurance

  Akin & Associates, Inc. has extensive local knowledge of the various industries operating in Cullman and 35055, earned through past experience working with individual companies that call Cullman home. The professional liability needs of a doctor, lawyer, or real estate agent are much different than, say, the commercial property insurance needs of a wholesaler/distributor. And with our own brick-and-mortar location, we understand how important location is to commercial insurance - even to those businesses which lease their operating space.
  
  These diverse risk management needs also explain why we help so many of our commercial clients with a business owner's policy from Nationwide. With this type of policy, Akin & Associates, Inc. can combine different coverages into a single policy customized for your company's goals and responsibilities. But no matter your business insurance needs, know that Akin & Associates, Inc. can help you find coverage that makes sense for your Cullman company.
  
  Don't wait any longer to protect what you've worked so hard to build. Let Akin & Associates, Inc. make sure your customers, employees, and business are covered. Give us a call at (256) 737-7450 to discuss how we can better manage your company's risk and set up a payment schedule that fits with your weekly, monthly, and annual business expenditures.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Akin & Associates, Inc. also offers products in AL, TN, KY. Please call for information on products in those states.