Hayes Rasbury Agency, Inc. in Decatur, AL

The Hayes Rasbury Agency, Inc. in Decatur, AL provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  While you might be one of the safest drivers in Decatur, there's no guarantee that you'll never be involved in an accident. Hayes Rasbury Agency, Inc. is here to make sure you and your passengers are well prepared for any incident waiting for you down the road. To add an extra layer of protection, Hayes Rasbury Agency, Inc. has made it easy to get the right coverage through a policy backed by Nationwide.
  
  In addition to traditional driving vehicles, we know how to make sure you have the right plan for other vehicles such as RVs, motorcycles, and even ATVs. If it has an engine and tires, there's a good chance we can insure it and give you peace of mind at the same time. Just as there are different driving styles, there are different auto insurance needs. We learn how you drive, where you drive, the safety and security features on your vehicle, and if there are any special coverage options that may need to be added onto your policy.
  
  Ready to drive off into the sunset with true peace of mind? Stop by and see us at 1000 Beltline Rd SW, or pick up the phone and call us at (256) 350-6315.

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• Home Insurance

  Homeowners insurance is a crucial part of owning and protecting a home. That's why the Hayes Rasbury Agency, Inc. has worked so diligently to understand the insurance priorities of 35601 homeowners and their residential properties. In fact, the exact location of your home may mean your home's risk profile is slightly different from that of your Decatur neighbors' right down the street. No matter the specifics, Nationwide has coverage that's right for your Decatur home, and our agents can help further personalize your homeowner's policy.
  
  How so? Beyond the location, the property itself often has very different kinds of assets that can be protected through home insurance coverage. The structure and dwelling coverage are the backbone of most policies, but Hayes Rasbury Agency, Inc. offers plenty of additional coverage options through Nationwide. These options cover things like a detached garage or other buildings, contents and valuables, or even a number of exclusive coverage programs like Better Roof Replacement®. Plus, if the time ever comes when one or more of our homeowners need to return a home to its former glory, the Nationwide On Your Side® Claims Service offers extra peace of mind.
  
  Our office is located at 1000 Beltline Rd SW. But our home insurance expertise extends throughout the greater Decatur area. Call the Hayes Rasbury Agency, Inc. at (256) 350-6315 to get our take on the best way to protect against potential homeowner damages.

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• Life Insurance

  Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Decatur life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
  
  The agents at Hayes Rasbury Agency, Inc. will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
  
  Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
  
  You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
  
  Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (256) 350-6315 and ask for Hayes Rasbury Agency, Inc. or visit us at 1000 Beltline Rd SW,Decatur,AL,35601. We will be happy to work with you to make sure your family’s financial security is always protected.
  
  
  LAW-0245AO (05/18)

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• Business Insurance

  Exponential growth is an important goal of many business owners, and can also be a sign of success. Accelerating your operation to that breakthrough point takes planning and solid management. Knowing how to assess risk and how to cover it so that you smooth over challenges on the way to attaining that success is key, and Hayes Rasbury Agency, Inc. understands that and works with Nationwide to bring you an adaptable and complete small business coverage in Decatur.
  
  The first step in planning out the right coverage is understanding the unique features of your company, including its size and assets as well as the basic risk factors involved in the industries you operate within. An On Your Side® Review by Hayes Rasbury Agency, Inc. is designed to do this. They reveal both the basic policies and the extended options that you need to make sure you have the right coverage, from accounts receivable insurance to product liability coverage for any goods you manufacture.
  
  To get things started, Hayes Rasbury Agency, Inc. recommends a business owner's policy, which is the closest available option to comprehensive coverage. From there, other coverages for important properties and assets can be worked out according to whether or not the plan already provides for them. Getting the process started is easy. Just call (256) 350-6315 to make an appointment for a consultation at 1000 Beltline Rd SW. You can also get your questions answered and buy policies over the phone, so if you know what you need, get in touch with an agent today.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Hayes Rasbury Agency, Inc. also offers products in AL, GA, MS, TN. Please call for information on products in those states.