The Akin & Associates, Inc. in Decatur, AL provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
After devoting a great deal of time and energy to choosing your vehicle, make sure to get the right protection when insuring your vehicle. Akin & Associates, Inc. specializes in making it easy for Decatur drivers to protect one of their largest investments with insurance, which is why we're working with Nationwide to give each of our members true peace of mind when they're behind the wheel and even when they're not.
Even if this isn't your first time getting insurance, the number of options you have to choose from can be overwhelming. At Akin & Associates, Inc., we not only provide you with the basic types of auto insurance that nearly every driver needs, but we go the extra mile to make sure you have the exact level of liability, personal injury protection, comprehensive, collision, and under/uninsured motorist coverage you require. This way, you aren't paying for more protection than you truly need. We can also work with you to assess whether additional drivers or a family member should be added to your insurance protection in order that everyone benefits from an airtight plan. Once you have your plan in place, we hope you'll sit down with us to discuss any major changes that have taken place in your life, such as moving, driving more or less, adding new features to your insured vehicle, or changing jobs. All of these factors can have an impact on your protection, and we always want to make sure that protection is up-to-date.
Once you're ready to discuss your auto insurance needs with an agent and agency who care, we hope you'll give us a call at (256) 355-8500. You're also more than welcome to visit us at 468 Highway 67 South.
Home Insurance
Long before it's time for your first house-warming party, make sure you get home insurance coverage from Nationwide and Akin & Associates, Inc.. Our agents can help you take care of this essential step of becoming a Decatur homeowner. They can also help long-time homeowners search for a better solution to their home insurance needs.
Along with sound decisions about covered damages and claim limits, there are a number of ways to personalize and save on your Decatur homeowner's policy. Concerned about an aging roof and what's going to happen when it needs to be replaced? Nationwide's exclusive Better Roof Replacement® may be a great choice for your policy. Have any high-value possessions? More than just the dwelling and essential contents, Valuables Plus® may be an important policy addition. Explore, too, options to add smoke detectors, burglary alarms, or other qualifying devices to your home.
Best of all, it doesn't need to take endless hours to research and agonize over these decisions. Let one of our Akin & Associates, Inc. agents demystify the process without oversimplifying it. Call us at (256) 355-8500 to discuss your property and policy coverage. All of our Decatur customers are welcome to make an office appointment, but especially if you live in the 35603 area, it might be just as easy to swing by and talk about your coverage in person. It's all part of the flexibility and customer service you can expect from Akin & Associates, Inc..
Life Insurance
At Akin & Associates, Inc., we want to make customers aware of how easy and affordable life insurance is. We know many people in Decatur think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
To better understand coverage options, we encourage you to contact Akin & Associates, Inc. at (256) 355-8500 to arrange a time to meet in office at 468 Highway 67 South,Decatur,AL,35603 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
LAW-0244AO (05/18)
Business Insurance
You know that you need to have business insurance to protect your company, yet understanding the exact types of coverage your company requires is another matter. You're right when you assume that it's impossible to predict every potential risk that your company may face. At the same time, however, you can't allow that uncertainty to leave you exposed to the potential of a major loss. Fortunately, we here at Akin & Associates, Inc. may have the comprehensive insurance solution that you've been searching for to keep you protected in almost every situation.
We work with Nationwide to offer a businessowners policy (BOP) to qualifying businesses that is as close to complete and total insurance coverage that you can find in Decatur. A BOP is essentially a suite of separate coverages designed to protect you from liability exposures. A basic BOP includes protection against property damage and general liability concerns, as well as business income reimbursement (which can pay you should you have to temporarily cease your operations due to a covered cause). You can also build onto your BOP by adding auto insurance coverage and protection against equipment damage or professional and cyber liability concerns.
With a BOP from Nationwide, you don't have to spend time worrying about unanticipated and unpreventable risks your company may face. As Akin & Associates, Inc. can attest to, such coverage serves as a veritable security blanket for you and your business. Setting up a BOP won't take much time. Simply call us at (256) 355-8500 to set up a time to stop by our office on 468 Highway 67 South, and we'll get you well on your way to enjoying comprehensive business insurance protection in no time at all.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Akin & Associates, Inc. also offers products in AL, TN, KY. Please call for information on products in those states.