The Randy Jones & Associates, Inc. in Foley, AL provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
There's nothing quite like taking an easy drive in Foley as a way to relax and unwind, but a sudden auto accident can change that. Rest assured you'll have the right coverage by allowing Nationwide and Randy Jones & Associates, Inc. to take care of your auto insurance needs. Together, we work to remain up-to-date on your life with an On Your Side Review so that you're prepared for the unexpected.
To help get things back to normal as quickly as possible, we take action well before an accident so that the resulting fallout won't cause you more headache. Our goal is to make sure your motorcycle, car, truck, RV, ATV, or van is restored to its former glory as soon as possible should you ever be involved in an accident. Randy Jones & Associates, Inc. will also make sure you reap the benefits of having an exemplary protection plan.
Don't wait for disaster to strike before you take action to protect yourself, your vehicle, your passengers, and others on the road. We provide expertise and personalization to your life so that we can make sure you have the right coverage. Give us a call at (251) 943-5216 to discuss your options for a plan that meets your individual needs. We'd also be happy to see you in person at our location at 1402 S Mackenzie Street.
Home Insurance
Homeowners insurance is a crucial part of owning and protecting a home. That's why the Randy Jones & Associates, Inc. has worked so diligently to understand the insurance priorities of 36535 homeowners and their residential properties. In fact, the exact location of your home may mean your home's risk profile is slightly different from that of your Foley neighbors' right down the street. No matter the specifics, Nationwide has coverage that's right for your Foley home, and our agents can help further personalize your homeowner's policy.
How so? Beyond the location, the property itself often has very different kinds of assets that can be protected through home insurance coverage. The structure and dwelling coverage are the backbone of most policies, but Randy Jones & Associates, Inc. offers plenty of additional coverage options through Nationwide. These options cover things like a detached garage or other buildings, contents and valuables, or even a number of exclusive coverage programs like Better Roof Replacement®. Plus, if the time ever comes when one or more of our homeowners need to return a home to its former glory, the Nationwide On Your Side® Claims Service offers extra peace of mind.
Our office is located at 1402 S Mackenzie Street. But our home insurance expertise extends throughout the greater Foley area. Call the Randy Jones & Associates, Inc. at (251) 943-5216 to get our take on the best way to protect against potential homeowner damages.
Life Insurance
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Foley, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Randy Jones & Associates, Inc. and Randy Jones & Associates, Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (251) 943-5216 for an appointment with an agent. Feel free to stop by 1402 S Mackenzie Street,Foley,AL,36535 to discuss Nationwide coverage options in person.
LAW-0239AO (05/18)
Business Insurance
Exponential growth is an important goal of many business owners, and can also be a sign of success. Accelerating your operation to that breakthrough point takes planning and solid management. Knowing how to assess risk and how to cover it so that you smooth over challenges on the way to attaining that success is key, and Randy Jones & Associates, Inc. understands that and works with Nationwide to bring you an adaptable and complete small business coverage in Foley.
The first step in planning out the right coverage is understanding the unique features of your company, including its size and assets as well as the basic risk factors involved in the industries you operate within. An On Your Side® Review by Randy Jones & Associates, Inc. is designed to do this. They reveal both the basic policies and the extended options that you need to make sure you have the right coverage, from accounts receivable insurance to product liability coverage for any goods you manufacture.
To get things started, Randy Jones & Associates, Inc. recommends a business owner's policy, which is the closest available option to comprehensive coverage. From there, other coverages for important properties and assets can be worked out according to whether or not the plan already provides for them. Getting the process started is easy. Just call (251) 943-5216 to make an appointment for a consultation at 1402 S Mackenzie Street. You can also get your questions answered and buy policies over the phone, so if you know what you need, get in touch with an agent today.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Randy Jones & Associates, Inc. also offers products in AL, AR, FL, GA, IN, IA, LA, MS, MO, NC, OH, SC, TN, TX, WV, KY. Please call for information on products in those states.
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