Insurance Facilities Inc. in Gadsden, AL

The Insurance Facilities Inc. in Gadsden, AL provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Understanding your insurance coverage should never involve having to learn a new language. That's why Insurance Facilities Inc. and Insurance Facilities Inc. are proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in Gadsden.
  
  This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.
  
  Get the coverage you need in language that makes it easy to understand. Call (256) 549-1716 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 309 Broad St.

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• Home Insurance

  The Insurance Facilities Inc. has all the expertise you need to find a home insurance policy that makes sense for your property. Your risk profile can be influenced by a number of factors, down to your exact city block and street address. However, homeowner's risk isn't just about the Gadsden neighborhood in which you live. For example, you may have a detached garage, swimming pool, or an aging roof. In any case, let Insurance Facilities Inc. or one of our other knowledgeable agents explain the details of relevant coverage programs including other structures, umbrella liability, and Better Roof Replacement®.
  
  Insurance Facilities Inc. has partnered with Nationwide to deliver superior home insurance solutions to Gadsden homeowners. Like any homeowner, you want to know that both your home and your family can return to normal after a covered loss. There are no extra hassles with the On Your Side® Claims Service. To make things even easier, you can opt in to Nationwide's Brand New Belongings®.
  
  There's no reason to let personalized options give you headaches when choosing your coverage. Call the Insurance Facilities Inc., and we'll be your no-nonsense guide to Gadsden home insurance. Buy a policy directly over the phone, or schedule an appointment. Our office is located at 309 Broad St.

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• Business Insurance

  You know that you need to have business insurance to protect your company, yet understanding the exact types of coverage your company requires is another matter. You're right when you assume that it's impossible to predict every potential risk that your company may face. At the same time, however, you can't allow that uncertainty to leave you exposed to the potential of a major loss. Fortunately, we here at Insurance Facilities Inc. may have the comprehensive insurance solution that you've been searching for to keep you protected in almost every situation.
  
  We work with Nationwide to offer a businessowners policy (BOP) to qualifying businesses that is as close to complete and total insurance coverage that you can find in Gadsden. A BOP is essentially a suite of separate coverages designed to protect you from liability exposures. A basic BOP includes protection against property damage and general liability concerns, as well as business income reimbursement (which can pay you should you have to temporarily cease your operations due to a covered cause). You can also build onto your BOP by adding auto insurance coverage and protection against equipment damage or professional and cyber liability concerns.
  
  With a BOP from Nationwide, you don't have to spend time worrying about unanticipated and unpreventable risks your company may face. As Insurance Facilities Inc. can attest to, such coverage serves as a veritable security blanket for you and your business. Setting up a BOP won't take much time. Simply call us at (256) 549-1716 to set up a time to stop by our office on 309 Broad St, and we'll get you well on your way to enjoying comprehensive business insurance protection in no time at all.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Insurance Facilities Inc. also offers products in AL, FL, GA. Please call for information on products in those states.