About Randy Jones & Associates, Inc.
- Human Services
Our Insurance Products
Understanding the coverage you buy is important, but the language of underwriting can be a little difficult for those who are new to it. That's why Randy Jones & Associates, Inc. focuses on explaining auto insurance coverage in a common sense way that members in Gadsden appreciate. That way, it's easier to enjoy your vehicle with the assurance you understand what is covered in the event of an accident.
Auto policies tend to start with liability coverage, and the right amount can depend on the vehicle you drive, the state's requirements, and other factors. Once you have the liability package you need, collision coverage is there to help take care of any covered damage your vehicle takes in the event of an accident, and comprehensive packages are there to cover you in the event of an incident when the vehicle is not in motion. Randy Jones & Associates, Inc. works with Nationwide to provide drivers with a wide range of coverage choices. After you find the right coverage levels for your vehicle, we will apply discounts you may qualify for such as for safety equipment in the vehicle or your safe driving history.
Finding out more about our policy options is easy. Our offices can be reached at (256) 543-9594, and agents are happy to take set appointments for in-person consultations at our office located at 301 South Fifth Street.
At Randy Jones & Associates, Inc. it's our job to increase your sense of financial security and peace of mind through adequate home insurance. There are many components that make up a well-designed insurance policy and Randy Jones & Associates, Inc. can help you understand and choose the right types and amounts of coverage for your individual situation. Your location in Gadsden, the number of detached buildings on your property, and your personal belongings all affect the type of coverage you need to be sufficiently protected.
We want your entire experience with Randy Jones & Associates, Inc. to be simple and hassle-free and that's why we work with Nationwide. Specialized coverage, easy claims processing, and top-notch service are the standard, and each policy is tailored to fit your specific structure and situation. With focused optional coverage such as Brand New Belongings®, you can receive assistance in replacing or repairing your covered belongings.
Whatever options you choose, we strive to make your entire insurance experience, from choosing a policy to filing a claim, as simple as possible. If you need coverage but don't have time to stop in our office, give us a call at (256) 543-9594. We can design a policy over the phone and answer any questions you may have about protecting your valuables. Call today for service or to schedule an appointment at our office located at 301 South Fifth Street.
At Randy Jones & Associates, Inc., we want to make customers aware of how easy and affordable life insurance is. We know many people in Gadsden think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
To better understand coverage options, we encourage you to contact Randy Jones & Associates, Inc. at (256) 543-9594 to arrange a time to meet in office at 301 South Fifth Street,Gadsden,AL,35901 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
The business you own is something you wake up thinking about, and the issues of the day linger in your mind way past closing time. Whether your business is properly insured may be one of those issues, and if so, we'd like to help. Randy Jones & Associates, Inc. works with Nationwide to offer you insurance coverage to put your mind at ease. There are many different options, and we can combine those that are the most appropriate for your specific kind of business so that you will be covered for potential problems that are of the most concern to you. A business owner's policy, also known as a BOP, might be the perfect solution for coverage. If you have fewer than 100 employees and less than $5 million in annual sales plus property or equipment you want to protect, a BOP is worth exploring. To begin with, you'll be covered for property damage and general liability. It might be wise to add crime insurance to protect your business against fraud or theft, and equipment breakdown insurance which covers mechanical and electrical equipment as well as your computers. Speaking of computers, you might also want to add cyber liability insurance, which is great to have if someone hacks your computers and your electronic data is compromised. We know how hard you work to keep your customers happy and your company running on an even keel. When you're ready to talk about insurance protection, just give Randy Jones & Associates, Inc. a call at (256) 543-9594, or stop by our 301 South Fifth Street office in Gadsden. Having comprehensive coverage for your business will mean one less thing you have to think about when you wake up in the morning. Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Randy Jones & Associates, Inc. also offers products in AL, AR, FL, GA, IN, IA, LA, MS, MO, NC, OH, SC, TN, TX, WV, KY. Please call for information on products in those states.
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