The Randy Jones & Associates, Inc. in Gadsden, AL provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Understanding the coverage you buy is important, but the language of underwriting can be a little difficult for those who are new to it. That's why Randy Jones & Associates, Inc. focuses on explaining auto insurance coverage in a common sense way that members in Gadsden appreciate. That way, it's easier to enjoy your vehicle with the assurance you understand what is covered in the event of an accident.
Auto policies tend to start with liability coverage, and the right amount can depend on the vehicle you drive, the state's requirements, and other factors. Once you have the liability package you need, collision coverage is there to help take care of any covered damage your vehicle takes in the event of an accident, and comprehensive packages are there to cover you in the event of an incident when the vehicle is not in motion. Randy Jones & Associates, Inc. works with Nationwide to provide drivers with a wide range of coverage choices. After you find the right coverage levels for your vehicle, we will apply discounts you may qualify for such as for safety equipment in the vehicle or your safe driving history.
Finding out more about our policy options is easy. Our offices can be reached at (256) 543-9594, and agents are happy to take set appointments for in-person consultations at our office located at 301 South Fifth Street.
Home Insurance
At Randy Jones & Associates, Inc. it's our job to increase your sense of financial security and peace of mind through adequate home insurance. There are many components that make up a well-designed insurance policy and Randy Jones & Associates, Inc. can help you understand and choose the right types and amounts of coverage for your individual situation. Your location in Gadsden, the number of detached buildings on your property, and your personal belongings all affect the type of coverage you need to be sufficiently protected.
We want your entire experience with Randy Jones & Associates, Inc. to be simple and hassle-free and that's why we work with Nationwide. Specialized coverage, easy claims processing, and top-notch service are the standard, and each policy is tailored to fit your specific structure and situation. With focused optional coverage such as Brand New Belongings®, you can receive assistance in replacing or repairing your covered belongings.
Whatever options you choose, we strive to make your entire insurance experience, from choosing a policy to filing a claim, as simple as possible. If you need coverage but don't have time to stop in our office, give us a call at (256) 543-9594. We can design a policy over the phone and answer any questions you may have about protecting your valuables. Call today for service or to schedule an appointment at our office located at 301 South Fifth Street.
Life Insurance
At Randy Jones & Associates, Inc., we want to make customers aware of how easy and affordable life insurance is. We know many people in Gadsden think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
To better understand coverage options, we encourage you to contact Randy Jones & Associates, Inc. at (256) 543-9594 to arrange a time to meet in office at 301 South Fifth Street,Gadsden,AL,35901 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
LAW-0244AO (05/18)
Business Insurance
As a small business owner in Gadsden, the need for you to have a solid business insurance policy protecting your business cannot be overstated. You no doubt put a lot of time and effort into growing and sustaining your business, so why risk its future by not protecting it and yourself against any and all obvious and unforeseen risks? With the help of our team here at Randy Jones & Associates, Inc., we can help you secure coverage through Nationwide, one of the country's most respected insurers.
When it comes to business insurance, your primary concern should be getting the right amount of coverage for your company. You certainly don't want to leave any potential gaps in your coverage, yet at the same time, you don't want to overpay either. Fortunately, Nationwide is with you when it comes to finding your ideal insurance package. An agent will be happy to sit down with you and take an inventory of all of your current business assets. The amount of replacement coverage that you'll need will then be determined by the replacement value of those assets. Next, you'll review the types of services that you offer, as well as the risks that your employees and customers are exposed to. Your liability coverage needs are then determined from there.
Selecting the appropriate types and amounts of coverage needed to protect your small business doesn't need to be difficult, particularly when you have the help of an experienced agent. We at Randy Jones & Associates, Inc. can provide that experience in helping you create a policy through Nationwide that's customized to fit your unique needs. To schedule an appointment to discuss your business insurance options, call us at (256) 543-9594, or come by and see us on 301 South Fifth Street.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Randy Jones & Associates, Inc. also offers products in AL, AR, FL, GA, IN, IA, LA, MS, MO, NC, OH, SC, TN, TX, WV, KY. Please call for information on products in those states.
All vehicle insurance
8:00 AM - 5:30 PM 8:00 AM - 5:30 PM 8:00 AM - 5:30 PM 8:00 AM - 5:30 PM 8:00 AM - 5:30 PMClosed Today Closed Today 
