About Scott Richards
- Human Services
Our Insurance Products
Even with advanced auto technology, car accidents are still a common occurrence. Scott Richardsunderstands how much of an investment your automobile is and how much you enjoy driving it. This is just one reason we've turned to Nationwide to help us provide the best auto insurance protection to Homewood drivers.
Distracted driving, driver error, fatigue, and speeding are just a few causes of auto accidents, and are all factors to take into account when it comes to selecting your auto protection. We also consider factors that can lower the price of your insurance policy, such as having a new vehicle and good driving behavior. After we've helped build a personalized plan for you and your automobile, we'll be sure to keep in touch with you to see if there are any changes in your life or driving habits that might require a change to your insurance policy.
Not satisfied with your current auto insurance protection? Thinking about getting a new car and curious about how much you'll likely have to pay for insurance? No matter your circumstances, we're always available to talk to you about your options. Whenever you're ready, give us a call at (205) 988-4346, or visit us at 168 Oxmoor Rd.
If you are currently in the market for new home insurance protection in Homewood, then now is the time to get in touch with the agents at Scott Richards. There are numerous factors that can have a significant bearing on the kind of coverage you should be seeking, including the cost to rebuild your home and other structures on your property. For more details on coverage solutions that are best suited to your needs, contact Scott Richards or our other agents, who are ready to provide assistance. For instance, the Brand New Belongings® option may help to replace or repair covered items.
Together with the help of Nationwide, Scott Richards can provide you with some of the best insurance solutions available. For example, should an incident occur, eliminate the stress of sorting through all of the information on your own by allowing us to assist you. This way, if you come home to find that your house has been burglarized, you can at least be confident that your covered losses will be handled as you forge ahead on the path to recovery. For homes that are exposed to destructive weather, we have the means to get you covered there as well.
For straightforward solutions to your home insurance needs in Homewood, don't hesitate to visit with the agents in our office at 168 Oxmoor Rd. Alternatively, we also conduct consultations and assist with purchases over the phone at (205) 988-4346.
Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.
At Scott Richards, we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.
We work with Nationwide to provide friendly service and diverse coverage options to customers in Homewood. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.
There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, Scott Richards and our other team members can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.
If you are ready to learn coverage options, contact one of our agents at (205) 988-4346 to discuss them over the phone. You can also make an appointment or visit our office at 168 Oxmoor Rd,Homewood,AL,35209 to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.
As a business owner you have a lot of responsibility. One of your priorities should be to make sure that you are properly protected in the event of a loss. At Scott Richards in Homewood, we understand that every company has its own unique risks and coverage needs. That is why we go over your business in detail including if you own or rent your building, the number and types of employees you have, and the nature of your business. We then recommend a custom plan to make sure you are protected against a variety of different risks.
While some companies may offer a one-size-fits-all policy, we have several options that you can choose from. For example, if your employees will be driving company vehicles or their own for business purposes it is important to have commercial auto coverage. If your business depends on computers and equipment for daily operation, you may want to have protection against equipment breakdown. You also may need extra liability protection, such as umbrella insurance, in order to protect you when accidents happen. To make things easy, many business owners choose our business owners policy (BOP), which packages important coverages together.
When you are ready to protect your company, Scott Richards is available to walk you through your options. You can call our office at (205) 988-4346 to set up an appointment or speak with an agent over the phone. You can also visit our office at 168 Oxmoor Rd.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Scott Richards also offers products in AL, GA, MS, TN, VA. Please call for information on products in those states.
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