Frequently asked questions
Our Insurance Products
When looking for insurance, what matters most is coverage you can rely on if things go wrong. That's why Alabama Insurance Exchange Inc. works with Nationwide to provide you with a personalized and affordable plan. We know every situation is different, which is why we offer a variety of solutions to common insurance needs. Whether you have one car and one driver or many cars and multiple drivers, Alabama Insurance Exchange Inc. is ready to help you navigate selecting car insurance.
At Nationwide, we're here when you need us. We make vehicle claims quick and simple by providing a list of repair shops we have pre-screened for quality and professionalism. We are local to the Hoover area so we know what is important for vehicles in this part of the country, from weather to general use. We'll spend as long as it takes to make sure you understand your coverage.
When you contact Alabama Insurance Exchange Inc., you'll get the benefit of all Nationwide's discounts which you may qualify for. There are discounts for every stage of life, from good student discounts to safe driver discounts. We will even discuss discounts for eco-friendly billing. Call today at (205) 988-0800 or come visit us in person at 2032 Valleydale Rd. We look forward to making you part of our member community.
You've already personalized your home, now it's time to personalize your home insurance coverage. Alabama Insurance Exchange Inc. is your local resource for navigating the world of home insurance, and we have teamed up with Nationwide to offer you a variety of coverage options. Your home is unique, and so is Hoover, which means your home insurance should reflect that uniqueness. Alabama Insurance Exchange Inc. is on call to help you determine the best coverage for your home.
However, it's not just the physical aspect of your home. While detached additions like pools and gazebos are important to your coverage, your personal belongings and memorabilia also need protection. You've filled your home with items unique to your life, from family heirlooms to hand-picked works of art. Depending on the age and price of your belongings, Brand New Belongings® coverage may be right for you. This package may help to replace or repair your covered belongings.
Alabama Insurance Exchange Inc. and our other local agents are ready to help you figure out your personalized home insurance solution. You can visit our office at 2032 Valleydale Rd or call us at (205) 988-0800. We will take the time to explain all your options as well as unique coverage concerns based on living in Hoover, and we'll make sure you know about available discounts you may qualify for.
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Hoover life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at Alabama Insurance Exchange Inc. will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (205) 988-0800 and ask for Alabama Insurance Exchange Inc. or visit us at 2032 Valleydale Rd,Hoover,AL,35244. We will be happy to work with you to make sure your family’s financial security is always protected.
As a small business owner, Nationwide understands your concern about the future. Your business is your pride and joy, and if something were to happen, you want to be able to provide for yourself and your family. At Nationwide, our knowledgeable and courteous agents can help you find the perfect business insurance policy. We offer a wide array of policies that can be customized to fit businesses of all types and sizes, and we are more than confident that we can find one for you. Alabama Insurance Exchange Inc. in Hoover can help you find the coverage you are looking for.
When it comes to business insurance, there are many things to consider. The needs of your customers, employees, and yourself will need to be taken into account before settling on a policy. At Nationwide this is not a problem, and our property, business income, and liability insurance policies can provide you with coverage that you can rely on. If your property is damaged by fire, nature, or other misfortune, the property itself and the items inside can be covered. If your business must temporarily cease operations, a business income policy can provide you with a steady stream of income to cover your expenses until you can get back in business. Liability insurance is also a must-have to protect your business against customer and third-party lawsuits.
Nationwide also offers accounts receivable, commercial auto, crime, and worker's compensation policies. Visit us at 2032 Valleydale Rd, or call (205) 988-0800 if you are ready to find the right policy.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Alabama Insurance Exchange Inc. also offers products in AL. Please call for information on products in those states.
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