Frequently asked questions
Our Insurance Products
Understanding the language of insurance policies can be difficult, which is why Trammel-Harper & Williams Inc. focuses on being your guide to coverage whenever you ask for a quote on a new auto insurance policy. Whether you are looking to keep coverage on an older vehicle or you want to make sure your new purchase is fully protected, there are a variety of coverage options offered by Trammel-Harper & Williams Inc. to fit any driver's needs in Hoover.
Liability coverage is the first and most basic kind required by most states, but your optimum level of coverage and your state's minimum requirements might be quite different. It all depends on your individual needs starting with the vehicle you drive. Agents at Trammel-Harper & Williams Inc. understand this, and part of the process of finding the right policy for each driver is finding the right combination of features. That means not only taking care of basic liability but also assessing your needs for collision insurance protection and comprehensive coverage to provide drivers with peace of mind even when the vehicle is parked.
To ask questions about coverage or to talk to Trammel-Harper & Williams Inc. about other discounts you might qualify for, give our offices a call at (205) 988-3444. We are also able to make appointments for face to face consultations at our office located at 2073 Valleydale Rd. Whether you want to know more about prices and coverage levels or you're ready to move forward with a purchase, our agency is ready to help with your auto insurance questions.
Have you recently renovated part of your home or garage? Have you invested in new landscaping, a swimming pool, or other outdoor features? If there have been big changes made to your Hoover home or property, then it might be time to take a closer look at your current home insurance policy. The policy you bought upon originally taking ownership of your house may not provide the right kind of coverage now that major changes have taken place. Even if only small changes have been made, reviewing your home insurance policy from time to time can be a good idea. Trammel-Harper & Williams Inc. has helped Hoover homeowners discover improved coverage solutions with the help of Nationwide's extensive selection of insurance products.
Personalized insurance solutions are those that most closely reflect the concerns of homeowners. We work closely with our customers to better understand their individual needs. As a leader in home insurance, Trammel-Harper & Williams Inc. can find a coverage solution that best fits you and your home.
As a member, you'll find Nationwide's network of agents and service associates make filing a claim simple; contact an associate with questions or concerns at any time. To re-evaluate your current home insurance coverage, or to explore what other options might be available, please visit Trammel-Harper & Williams Inc. at 2073 Valleydale Rd. You can also reach our associates by calling (205) 988-3444. Make this year the time that you finally take charge of your insurance; we can provide the right assistance at every stage.
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Hoover, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Trammel-Harper & Williams Inc. and Trammel-Harper & Williams Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (205) 988-3444 for an appointment with an agent. Feel free to stop by 2073 Valleydale Rd,Hoover,AL,35244 to discuss Nationwide coverage options in person.
One of the best gifts that business owners can give themselves is peace of mind. To that end, Trammel-Harper & Williams Inc. has teamed up with Nationwide to offer a wide range of business insurance solutions in Hoover. We have options geared toward business type, for example, funeral home, print shop, coffee shop, golf course, beverage wholesaler, and much more. We also recognize that each business, regardless of industry type, has unique needs and wants.
When exploring insurance coverage choices, a good place to start is with an On Your Side® Review. Trammel-Harper & Williams Inc. looks at your business to identify considerations such as size, location, customer base, and more. We make suggestions for your insurance coverage options based on the review and on our experience of businesses of that type. Whether you work in food and beverage, retail, contracting, wholesaling and distributing, or something else, we can meet most, if not all, of your insurance needs. Some of our additional insurance coverage options include accounts receivable, cyber liability, umbrella, and income loss coverage due to an interruption. An On Your Side® Review may identify factors such as auto insurance that you may not have thought of. Ideally, you gain the peace of mind that your business will remain stable.
Take an important step today and stop by the Trammel-Harper & Williams Inc. office at 2073 Valleydale Rd. Alternatively, give us a call at (205) 988-3444 to begin investigating your insurance coverage options.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Trammel-Harper & Williams Inc. also offers products in AL. Please call for information on products in those states.
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