Frequently asked questions
Our Insurance Products
Insurance is all about bringing you peace of mind by protecting your assets. That's why it's important for your coverage to meet your needs, especially for something you depend on like your vehicle. River Tree Insurance Services, Inc. understands this, which is why our agents work with Nationwide to provide auto insurance coverage that is easily personalized to fit your needs in Huntsville.
River Tree Insurance Services, Inc. builds policies with both you and your vehicle in mind, customizing the types and levels of coverage to fit. This means helping you understand how you could benefit from comprehensive coverage that protects your vehicle, even when it's not in use. It also means helping you understand how much property and injury liability you need, and what level of collision coverage will help you most in the event of an accident. Members also have the opportunity to take advantage of Nationwide's discounts for which they may qualify, such as for vehicle safety features or safe driver habits.
To learn more about our policies, or to buy one, contact our offices at (256) 715-0477. Or, call to schedule an appointment at our office at 507 Drake Ave SW.
It makes no difference how small or large your home is, it should be paired with an adequate home insurance plan that meets your needs. It's this philosophy that drives River Tree Insurance Services, Inc. and River Tree Insurance Services, Inc. to make sure each member has a home insurance plan that accounts for most circumstances. Taking that dedication a step further, we've teamed up with the experts at Nationwide to better provide for our members and protect their residential investments.
We look forward to learning more about the features of your Huntsville home, your most prized possessions, why you decided on your current neighborhood, and whether you plan on making any exciting upgrades to your property in the future. All of these factors determine what kind of protection you need. We know how confusing home insurance can sometimes be, which is why we take the time necessary to thoroughly review your plan to make sure you understand how it provides the solid protection we're known for.
While we don't live in your home, we'll most certainly safeguard it and everything inside of it as if your home were ours. River Tree Insurance Services, Inc.and the rest of us here at River Tree Insurance Services, Inc. stand ready to answer your questions and address your concerns. Just give us a call at (256) 715-0477, or stop by and see us at 507 Drake Ave SW. We'll do our absolute best to make you feel right at home.
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Huntsville life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at River Tree Insurance Services, Inc. will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (256) 715-0477 and ask for River Tree Insurance Services, Inc. or visit us at 507 Drake Ave SW,Huntsville,AL,35801. We will be happy to work with you to make sure your family’s financial security is always protected.
River Tree Insurance Services, Inc. has the risk management expertise you need to protect your business and position it for future growth. Just like the coverage available from Nationwide, this expertise extends into each of the local industries in Huntsville, including retail and restaurants, wholesalers and professional contractors, as well as several niche markets. Whether your business is just around the corner from our office, or is located somewhere else in Huntsville, our agents understand commercial property coverage and your business insurance needs.
This understanding, as well as our commitment to superior products and customer service, has led the River Tree Insurance Services, Inc. to partner with Nationwide. It starts with the value of their policy coverage and the level of service delivered by the On Your Side® Claims Service. Plus, our business clients can choose from flexible billing options and specialized insurance programs, like GrouProtector℠ accident medical insurance.
From business interruption to medical stop loss, let the experts at the River Tree Insurance Services, Inc. help you search for potential coverage gaps and other customized insurance solutions. Give us a call at (256) 715-0477 to talk about how to manage your risk or to make an appointment with our office.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The River Tree Insurance Services, Inc. also offers products in AL. Please call for information on products in those states.
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