Frequently asked questions
Our Insurance Products
O Rickey Harris has been helping Jasper drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to O Rickey Harris will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.
No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the Jasper area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.
O Rickey Harris can answer questions about coverage limits, policy options or billing schedules. Our expertise and Jasper auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at (205) 221-5466. Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. O Rickey Harris is located at Jasper.
If you are currently in the market for new home insurance protection in Jasper, then now is the time to get in touch with the agents at O Rickey Harris. There are numerous factors that can have a significant bearing on the kind of coverage you should be seeking, including the cost to rebuild your home and other structures on your property. We can help you find the coverage solutions that are best suited to your needs. For instance, the Brand New Belongings® option may help to replace or repair covered items.
Together with the help of Nationwide, O Rickey Harris can provide you with some of the best insurance solutions available. For example, should an incident occur, eliminate the stress of sorting through all of the information on your own by allowing us to assist you. This way, if you come home to find that your house has been burglarized, you can at least be confident that your covered losses will be handled as you forge ahead on the path to recovery. For homes that are exposed to destructive weather, we have the means to get you covered there as well.
For straightforward solutions to your home insurance needs in Jasper, don't hesitate to visit with the agents in our office at 806 Highway 78 W. Alternatively, we also conduct consultations and assist with purchases over the phone at (205) 221-5466.
At O Rickey Harris, we want to make customers aware of how easy and affordable life insurance is. We know many people in Jasper think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
To better understand coverage options, we encourage you to contact O Rickey Harris at (205) 221-5466 to arrange a time to meet in office at 806 Highway 78 W to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
Beyond general liability and asset protection, let O Rickey Harris help customize coverage for the industry in which your company operates. Our agents have the expertise and Nationwide product offerings to cover everything from golf courses to medical clinics, from wholesalers and industrial contractors, along with the retail and food service that populate the commercial districts of Jasper. And this is just the beginning of the versatile and personalized business insurance solutions available from Nationwide and O Rickey Harris.
Learn how to protect your employees with worker's compensation and employee benefits. Learn how to protect the business from damages like fraud, theft and forgery. O Rickey Harris can also make things a little easier on the company budget and the ownership's precious time. Flexible billing and payment options allow us to further match the policy to the company's priorities.
Give O Rickey Harris a call at (205) 221-5466, and let's talk about how we can better manage your company's risk. We can iron out the details on the phone, or we can set up a time to talk in person. Our office is located at 806 Highway 78 W.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The O Rickey Harris also offers products in AL. Please call for information on products in those states.
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