Alphonse L. Kovacik Agency
Our Insurance Products
- Auto InsuranceGet a personalized policy solution with Alphonse L. Kovacik Agency. Our agents will take the time to understand your auto coverage priorities whether your household residing in Blairsville includes a first-time driver, specialty vehicle, or specific financial concerns. No matter what your priorities, the versatile policy options and coverage programs from Nationwide have enabled Alphonse L. Kovacik Agency to serve motorists in neighborhoods across Blairsville.
Looking for additional motorist services? Rental reimbursement, towing and labor and roadside assistance offer peace of mind should the day come when your vehicle has seen one too many Washington winters. Or maybe you're looking for more affordable coverage. Talk to Alphonse L Kovacik or one of our other agents about available policy discounts. This includes discounts such as family plans and good student discounts, as well as anti-theft and defensive-driving incentives. Plus, there's more than one way to create coverage that's easier on the pocketbook. The Vanishing Deductible® program rewards Blairsville drivers for each year of claims-free driving.
Better yet, shopping for auto insurance doesn't need to take a bunch of your time or patience. Get a policy recommendation quickly and confidently with Alphonse L. Kovacik Agency. Call us at (724) 459-5389 to discuss coverage details and to buy a policy directly over the phone. You can also schedule a visit with our 135 E Market St office.
- Homeowners InsuranceBuying home insurance does not have to be a difficult or confusing process. When you speak to the experienced professionals at Alphonse L. Kovacik Agency in Blairsville, you can rely on clear, comprehensive, and accurate information to help you make the right choices for you and your family. We will help you recognize the pros and cons of each specific policy, so you are empowered to choose the one that offers the best coverage.
When you buy home insurance, you want peace of mind, not unpleasant surprises. For this reason, our agents are happy to explain all exclusions as well as the full extent of potential coverage before you make a decision as to your policy purchase. Alphonse L Kovacik is available to discuss the variety of Nationwide home insurance products and to craft an individual policy that addresses the unique risks you face. Visit the office on 135 E Market St or give us a call at (724) 459-5389 to find out the different ways in which you can customize your policy.
Your insurance policy should offer you the full coverage you need, without leaving you with coverage gaps or surprise exclusions. When you fully understand the policy provisions, you have the power to make the right choices to protect your family's financial security. Get in touch with Alphonse L Kovacik and find out what you can do to protect your home today.
- Life InsuranceBringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Blairsville life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at Alphonse L. Kovacik Agency will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (724) 459-5389 and ask for Alphonse L Kovacik or visit us at 135 E Market St,Blairsville,PA,15717. We will be happy to work with you to make sure your family’s financial security is always protected.
- Business InsuranceNationwide Insurance: Alphonse L. Kovacik Agency has been helping Blairsville businesses manage their risk since the day they opened. From the very beginning, we've been committed to bringing the best services and products to our business clients, and that's why we continue to partner with Nationwide.
Nationwide offers great value for liability, property, and commercial auto, as well as more specialized business insurance products. You can find coverage packages tailored for specific industries. With GrouProtector℠ accident medical insurance, you can organize work events and team-building initiatives without having nightmares about an employee injury. It's also easy to handle several different types of coverage in a single business owner's policy from Nationwide.
While there are common risk factors based on industry and location, every Blairsville company has slightly different risk management needs. This is where Alphonse L Kovacik and the experts at Nationwide Insurance: Alphonse L. Kovacik Agency can really make a difference. Let's talk about what gains your company has already made and where it's headed next. From there, we can help customize a policy and billing schedule that will put your company in a better position. Give us a call at (724) 459-5389. We can set up your policy over the phone or schedule a time to talk in person.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Alphonse L. Kovacik Agency also offers products in MN, PA. Please call for information on products in those states.
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