Applegate-Beard Insurance Solutions
Our Insurance Products
- Auto InsuranceIf you've recently bought a brand new or new-to-you vehicle in Saint Helena, you'll want an all-encompassing auto insurance plan that protects your new investment. Applegate-Beard Insurance Solutions specializes in supplying local drivers with personalized auto coverage that gives you peace of mind. Let us give you the confidence that comes with knowing you and your vehicle are in the very best of care.
Daryl E Capurro is an agent who gets to know you and your driving habits before recommending a superior protection plan backed by Nationwide. The features of your vehicle, how often you drive, where you park your vehicle at night, and your driving record, among other factors, all influence your premium. We take each of those factors into consideration before recommending a plan that fits your needs. If you do have to file a claim, we'll make sure the process is quick and simple so that you can have your vehicle repaired as quickly as possible and get back to enjoying the open road. For those times when repairs will take several days, we recommend that you opt for rental reimbursement coverage so that you don't spend more than necessary to maintain your regular driving habits.
Even if you haven't yet bought your vehicle, it's never too early to start thinking about auto coverage or the right company to provide you with that coverage. Whenever you're ready, call (707) 235-1059 to speak with an agency representative to discuss your coverage needs. You can also stop by and see us at 1344 Adams St.
- Homeowners InsuranceEvery homeowner in Saint Helena deserves to have the right kind of insurance coverage. These valuable policies provide peace of mind and valuable forms of protection for as long as you own your home. In the midst of all the unexpected things that can happen to a home, it is good to know that Daryl E Capurro and the rest of our Applegate-Beard Insurance Solutions team are working hard to help you. By providing exceptional Nationwide coverage customized to the individual needs of homeowners like you, we can help ensure that your insurance is doing more to protect you.
Personalized insurance solutions take into consideration the distinctive qualities of your home and property. Homeowners policies designed to suit everyone might leave out important property features, such as free-standing garages, that are unique to your situation. Daryl E Capurro can provide a fresh look at your existing coverage and your current coverage needs. This is a great way to make sure that you are not overpaying for insurance features that you do not need while still making sure that your entire home and property are receiving the right kind of protection.
Helping people get more from their insurance is part of what we do. We are proud to be part of the Nationwide family of insurers. Filing claims and learning about your coverage is easier than ever thanks to Nationwide's extensive network or friendly agents. Saint Helena homeowners and prospective homeowners can visit our office at 1344 Adams St or speak with an agent by calling (707) 235-1059.
- Life InsuranceGetting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.
At Applegate-Beard Insurance Solutions, we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.
We work with Nationwide to provide friendly service and diverse coverage options to customers in Saint Helena. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.
There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, Daryl E Capurro and our other team members can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.
If you are ready to learn coverage options, contact one of our agents at (707) 235-1059 to discuss them over the phone. You can also make an appointment or visit our office at 1344 Adams St,Saint Helena,CA,94574 to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.
- Business InsuranceAs a small business owner in Saint Helena, the need for you to have a solid business insurance policy protecting your business cannot be overstated. You no doubt put a lot of time and effort into growing and sustaining your business, so why risk its future by not protecting it and yourself against any and all obvious and unforeseen risks? With the help of Daryl E Capurro and the rest of our team here at Nationwide Insurance: Applegate-Beard Insurance Solutions, we can help you secure coverage through Nationwide, one of the country's most respected insurers.
When it comes to business insurance, your primary concern should be getting the right amount of coverage for your company. You certainly don't want to leave any potential gaps in your coverage, yet at the same time, you don't want to overpay either. Fortunately, Nationwide is with you when it comes to finding your ideal insurance package. An agent will be happy to sit down with you and take an inventory of all of your current business assets. The amount of replacement coverage that you'll need will then be determined by the replacement value of those assets. Next, you'll review the types of services that you offer, as well as the risks that your employees and customers are exposed to. Your liability coverage needs are then determined from there.
Selecting the appropriate types and amounts of coverage needed to protect your small business doesn't need to be difficult, particularly when you have the help of an experienced agent. We at Nationwide Insurance: Applegate-Beard Insurance Solutions can provide that experience in helping you create a policy through Nationwide that's customized to fit your unique needs. To schedule an appointment to discuss your business insurance options, call us at (707) 235-1059, or come by and see us on 1344 Adams St.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Applegate-Beard Insurance Solutions also offers products in CA, NV. Please call for information on products in those states.
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