Arthur J Gallagher Risk Mgmt
Our Insurance Products
- Auto InsuranceAfter devoting a great deal of time and energy to choosing your vehicle, make sure to get the right protection when insuring your vehicle. Richard J Famigletti specializes in making it easy for Jericho drivers to protect one of their largest investments with insurance, which is why we're working with Nationwide to give each of our members true peace of mind when they're behind the wheel and even when they're not.
Even if this isn't your first time getting insurance, the number of options you have to choose from can be overwhelming. At Arthur J Gallagher Risk Mgmt, we not only provide you with the basic types of auto insurance that nearly every driver needs, but we go the extra mile to make sure you have the exact level of liability, personal injury protection, comprehensive, collision, and under/uninsured motorist coverage you require. This way, you aren't paying for more protection than you truly need. We can also work with you to assess whether additional drivers or a family member should be added to your insurance protection in order that everyone benefits from an airtight plan. Once you have your plan in place, we hope you'll sit down with us to discuss any major changes that have taken place in your life, such as moving, driving more or less, adding new features to your insured vehicle, or changing jobs. All of these factors can have an impact on your protection, and we always want to make sure that protection is up-to-date.
Once you're ready to discuss your auto insurance needs with an agent and agency who care, we hope you'll give us a call at (630) 773-3800. You're also more than welcome to visit us at 1 Jericho Plz.
- Homeowners InsuranceMaking sense of your many home insurance coverage options can seem like a daunting task, especially if you have just purchased a new property. Buying a home is a big step for anyone to take, but the process is not fully complete until the right policy has been selected. Richard J Famigletti can help you protect this important investment through the selection of Nationwide home insurance policies fitted precisely to your needs. Here at Arthur J Gallagher Risk Mgmt we excel at assisting customers with home insurance solutions and other essential forms of coverage. Your home should be protected from the many changes that might affect it, and we can help make sure your policy is up to the task.
We understand that no two homes are exactly alike, so every homeowner's concerns are going to be unique as well. By providing tailored coverage solutions, we can offer enhanced peace of mind. You can rest easy knowing your home insurance policy reflects your needs today and tomorrow. If you ever have questions or concerns about your coverage, just let us know. Nationwide has an extensive network of agents working around the clock to assist with filing claims and much more.
To discover the coverage solutions that best meet your needs, contact Arthur J Gallagher Risk Mgmt today by calling (630) 773-3800. Jericho area customers can also visit our offices at 1 Jericho Plz. Let us know how we can help improve your existing coverage or discover what insurance options are available to you as a new homeowner.
- Life InsuranceLife is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Jericho, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Arthur J Gallagher Risk Mgmt and Richard J Famigletti can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (630) 773-3800 for an appointment with an agent. Feel free to stop by 1 Jericho Plz,Jericho,NY,11753 to discuss Nationwide coverage options in person.
- Business InsuranceYou know that you need to have business insurance to protect your company, yet understanding the exact types of coverage your company requires is another matter. You're right when you assume that it's impossible to predict every potential risk that your company may face. At the same time, however, you can't allow that uncertainty to leave you exposed to the potential of a major loss. Fortunately, we here at Nationwide Insurance: Arthur J Gallagher Risk Mgmt may have the comprehensive insurance solution that you've been searching for to keep you protected in almost every situation.
We work with Nationwide to offer a businessowners policy (BOP) to qualifying businesses that is as close to complete and total insurance coverage that you can find in Jericho. A BOP is essentially a suite of separate coverages designed to protect you from liability exposures. A basic BOP includes protection against property damage and general liability concerns, as well as business income reimbursement (which can pay you should you have to temporarily cease your operations due to a covered cause). You can also build onto your BOP by adding auto insurance coverage and protection against equipment damage or professional and cyber liability concerns.
With a BOP from Nationwide, you don't have to spend time worrying about unanticipated and unpreventable risks your company may face. As Richard J Famigletti can attest to, such coverage serves as a veritable security blanket for you and your business. Setting up a BOP won't take much time. Simply call us at (630) 773-3800 to set up a time to stop by our office on 1 Jericho Plz, and we'll get you well on your way to enjoying comprehensive business insurance protection in no time at all.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Arthur J Gallagher Risk Mgmt also offers products in AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, KY, NJ, PR, VI. Please call for information on products in those states.
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