Associated Insurance Counselors

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Associated Insurance Counselors in White Bear Lake, Minnesota provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance
    Insurance is all about bringing you peace of mind by protecting your assets. That's why it's important for your coverage to meet your needs, especially for something you depend on like your vehicle. Associated Insurance Counselors understands this, which is why our agents work with Nationwide to provide auto insurance coverage that is easily personalized to fit your needs in White Bear Lake.

    Associated Insurance Counselors builds policies with both you and your vehicle in mind, customizing the types and levels of coverage to fit. This means helping you understand how you could benefit from comprehensive coverage that protects your vehicle, even when it's not in use. It also means helping you understand how much property and injury liability you need, and what level of collision coverage will help you most in the event of an accident. Members also have the opportunity to take advantage of Nationwide's discounts for which they may qualify, such as for vehicle safety features or safe driver habits.

    To learn more about our policies, or to buy one, contact our offices at (651) 777-7475. Or, call to schedule an appointment at our office at 2063 County Road E E.
  • Homeowners Insurance
    Homeowners insurance is a crucial part of owning and protecting a home. That's why the Associated Insurance Counselors has worked so diligently to understand the insurance priorities of 55110 homeowners and their residential properties. In fact, the exact location of your home may mean your home's risk profile is slightly different from that of your White Bear Lake neighbors' right down the street. No matter the specifics, Nationwide has coverage that's right for your White Bear Lake home, and our agents can help further personalize your homeowner's policy.

    How so? Beyond the location, the property itself often has very different kinds of assets that can be protected through home insurance coverage. The structure and dwelling coverage are the backbone of most policies, but Associated Insurance Counselors offers plenty of additional coverage options through Nationwide. These options cover things like a detached garage or other buildings, contents and valuables, or even a number of exclusive coverage programs like Better Roof Replacement®. Plus, if the time ever comes when one or more of our homeowners need to return a home to its former glory, the Nationwide On Your Side® Claims Service offers extra peace of mind.

    Our office is located at 2063 County Road E E. But our home insurance expertise extends throughout the greater White Bear Lake area. Call the Associated Insurance Counselors at (651) 777-7475 to get our take on the best way to protect against potential homeowner damages.
  • Life Insurance
    If you are thinking about purchasing a life insurance policy in White Bear Lake, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.

    At Associated Insurance Counselors, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.

    You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Carmen M Elken and any of our team members are available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.

    Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (651) 777-7475 to speak with one of our team members, or stop by 2063 County Road E E,White Bear Lake,MN,55110 to discuss your insurance needs in our office.


    LAW-0241AO (05/18)
  • Business Insurance
    No professional organization or company should go without an insurance package that meets their needs for risk management. Whether your business is established and operating already or you are a small start-up just getting organized, having the right protection means being secure about your choices when your company acts on opportunities. Associated Insurance Counselors understands this, which is why our business insurance solutions are customized to your industry, business size, and factors local to White Bear Lake.

    Carmen M Elken and our other agents can discuss a business owner's policy with you to get you started. The business owner's policy is the closest thing to a comprehensive plan there is when it comes to business insurance, and it covers most of what most companies need. From there, an On Your Side® Review can help to assess any additional coverage options or policies that would help round out your company's risk management. These may include provisions like cyber liability, accounts receivable insurance, and equipment breakdown coverage.

    Finding the right coverage for your company is important, but that doesn't mean you need to know everything there is to know about insurance coverage to be secure. That's what our agents are here for and why Associated Insurance Counselors works with Nationwide. This combination of expertise and access to the customizable coverage makes certain that our agents are ready to advise you about your business insurance needs. Call (651) 777-7475 today to get answers to your questions or buy policies over the phone. You can also set an appointment for a consultation at our offices, located at 2063 County Road E E.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Associated Insurance Counselors also offers products in AZ, CA, CO, FL, HI, IA, KS, MI, MN, MO, NE, NY, ND, OK, OR, PA, SD, TN, TX, WI, NJ. Please call for information on products in those states.

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