Balderson Insurance Agency LLC

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Balderson Insurance Agency LLC in Frederick, MD provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    Even with advanced auto technology, car accidents are still a common occurrence. Balderson Insurance Agency LLCunderstands how much of an investment your automobile is and how much you enjoy driving it. This is just one reason we've turned to Nationwide to help us provide the best auto insurance protection to Frederick drivers.

    Distracted driving, driver error, fatigue, and speeding are just a few causes of auto accidents, and are all factors to take into account when it comes to selecting your auto protection. We also consider factors that can lower the price of your insurance policy, such as having a new vehicle and good driving behavior. After we've helped build a personalized plan for you and your automobile, we'll be sure to keep in touch with you to see if there are any changes in your life or driving habits that might require a change to your insurance policy.

    Not satisfied with your current auto insurance protection? Thinking about getting a new car and curious about how much you'll likely have to pay for insurance? No matter your circumstances, we're always available to talk to you about your options. Whenever you're ready, give us a call at (301) 874-0772, or visit us at 3764 Spicebush Dr.
  • Homeowners Insurance
    Your home is where your life takes place, so your home insurance policy should keep up with you and not the other way around. With Balderson Insurance Agency LLC, we are here to help you find affordable, personalized insurance coverage to make your life a little bit easier. We tailor your policy to reflect your needs and to ultimately protect your property, assets, and loved ones if you experience a covered loss. Todd W Balderson and the rest of the professionals on our team want to discuss your needs, your concerns, and budget to come up with a policy that gives you greater peace of mind.

    In Frederick, there are certain hazards unique to this area that can put your home at risk, and you probably already know what they are. We're also familiar with these risks and want to make sure your policy protects you if you experience one. Not only will we listen to your needs, but we'll also give you suggestions and information about our specialized products to take the hassle out of shopping for insurance. For example, with our Brand New Belongings® coverage program, you get help replacing or repairing your covered items if disaster ever strikes. Through this program, your belongings are protected up to their full value.

    The quality of our insurance assistance speaks for itself, and we can't wait to partner with you. Call (301) 874-0772 today to find out more about protecting your home with a personalized policy. Or, come and see us at our office located at 3764 Spicebush Dr.
  • Life Insurance
    At Balderson Insurance Agency LLC, we want to make customers aware of how easy and affordable life insurance is. We know many people in Frederick think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.

    Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.

    There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.

    By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.

    To better understand coverage options, we encourage you to contact Todd W Balderson at (301) 874-0772 to arrange a time to meet in office at 3764 Spicebush Dr,Frederick,MD,21704 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.


    LAW-0244AO (05/18)
  • Business Insurance
    Every business relies on a variety of specialized tools and equipment to operate successfully from day to day. Of all the important tools utilized by a Frederick business, a good business insurance policy might be one of the hardest-working. For years, Todd W Balderson has been helping area business owners select the right coverage. Your policy will help make sure that everything proceeds smoothly, even if unexpected circumstances arise. After all, the people you serve are depending on you, and a policy from Nationwide Insurance: Balderson Insurance Agency LLC can help make sure you don't have to worry about the unexpected.

    A business insurance policy from Nationwide can be one of your most important commercial assets. Since it provides protection against a wide range of concerns, your policy has the ability to address many different risk-related outcomes. Even the most risk-aware business manager cannot foresee every potential setback. Your policy can help your organization solve even unexpected problems. Members of the Nationwide Insurance: Balderson Insurance Agency LLC team are here to help and so is Nationwide's great network of customer service providers. You can count on your insurance team to assist with the claims process and much more.

    Discover improved coverage solutions today by calling (301) 874-0772. Our agents are here to make doing business simpler and more secure. Visit our 3764 Spicebush Dr location today to begin exploring the personalized solutions we can offer.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Balderson Insurance Agency LLC also offers products in DC, MD, VA, WV. Please call for information on products in those states.

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