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Bedell & Nelson/Harbert Insurance

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Bedell & Nelson/Harbert Insurance in Santa Cruz, CA provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    Don't let confusing terminology keep you from driving with quality insurance. If you have questions about your protection, then is here to help. At Bedell & Nelson/Harbert Insurance, we work with Nationwide to provide you with personalized automobile insurance solutions. No matter where you are in life, we will make sure you get the coverage that is right for you.

    With Nationwide's On Your Side Review®, you leave our office knowing you have the right coverage for the drivers and vehicles in your household. For example, when an accident happens, having uninsured and underinsured coverage options could help in case the other party cannot pay for the damages caused. You can also get our roadside assistance and rental reimbursement insurance to get you back on the road faster after an accident. We will work with you to ensure any discounts you qualify for are applied to lower the impact insurance has on your budget. There are discounts for good drivers, good students, and even for ecofriendly practices like our paperless billing plan. If you are driving in Santa Cruz, know that we will always be there when you need us.

    Come in today and talk to . You can visit us at 2035 N Pacific Ave or call in advance at (831) 427-2378 to schedule an appointment. We welcome any questions you may have, so do not hold back. Our goal is to provide you with affordable and understandable vehicle protection.
  • Homeowners Insurance
    At Bedell & Nelson/Harbert Insurance we understand that you want insurance coverage for your home in Santa Cruz without any hassle. Your house and belongings have both economic and emotional value and our agency is here to help you choose insurance that offers both security and peace of mind. In the event of a covered loss, you can rest easy knowing we are here to help. Your coverage needs depend largely on the specifics of your property, such as swimming pools and outbuildings, and can help you asses your insurance requirements and choose a policy that offers the coverage you need.

    Bedell & Nelson/Harbert Insurance has joined with Nationwide to provide you with a variety of sensible home insurance options, including customized coverage programs such as Brand New Belongings®. With this program, you'll receive the cash value of your possessions as well as coverage for any additional funds it takes to replace or repair them. If you enjoy hosting large group gatherings, we can help you determine whether you need additional coverage in case of an accident or injury to one of your guests. Whether your situation requires additional specialized insurance or is more traditional, we can help you find the coverage you need.

    To find out more information regarding the programs that are right for you, call (831) 427-2378 today. Our experienced agents can help meet your needs with a customized insurance package, possible discounts, and hassle-free service. We can even help you choose and purchase a policy over the phone. Call today, or stop by our office at 2035 N Pacific Ave.
  • Life Insurance
    When you’re ready to purchase life insurance, it helps if you start off by choosing a good life insurance agent in Santa Cruz. Whether you already have a policy and are looking to update coverage for yourself or you’re ready to start a family and want to learn coverage options, you’ll need an agent that is as good as the insurer they represent. At Bedell & Nelson/Harbert Insurance, our agents work hard to provide customers with the service and coverage options they need to strengthen their families’ financial security and help them enjoy peace of mind.

    There are many types of life insurance for you to consider as you determine what your financial security needs are. A good agent’s assistance is invaluable. They can help you understand confusing industry jargon. They can also educate you about different coverage options to enable you to make well-informed decisions that provide your family with enough death benefit to keep them financially comfortable in the event of your untimely death. Think about if you live longer than expected. As you grow older, you and your family’s financial needs will change, especially if you require long-term care. Do not leave anything to chance and unexpected circumstance. Think about your current financial obligations, how much you can afford for premiums and future financial goals.

    If you’re not sure how to get the coverage you need or are not sure if your current policy is enough, feel free to stop by 2035 N Pacific Ave,Santa Cruz,CA,95060 to speak with . You can also contact them directly by dialing (831) 427-2378.


    LAW-0243AO (05/18)
  • Business Insurance
    The business insurance agents at Nationwide Insurance: Bedell & Nelson/Harbert Insurance can help you understand how to manage your company's risk and identify possible gaps in your coverage. Along with liability and asset protection, for example, you can get coverage for losses in the case of a temporary shutdown of your business. Our agents have expertise in finding insurance solutions for businesses in virtually every industry of the Santa Cruz economy.

    There are also important decisions to discuss that go beyond CA business requirements and your company's individual risk profile. As the owner, you'll want to make sure, for example, that your policy structure meets your month-to-month budget crunch and end-of-year fiscal goals. To this point, Nationwide offers flexible billing options that can be matched with different revenue and expenditure schedules. And if the day ever comes when the life and health of your business depends on making a claim, you'll be dealing with Nationwide's On Your Side® Claims Service.

    The experts at Nationwide Insurance: Bedell & Nelson/Harbert Insurance offer local knowledge, risk management expertise, and good old-fashioned customer service. We can talk about your coverage in person at our office, located at 2035 N Pacific Ave. You can also call us at (831) 427-2378 to get protection for the business you've worked so hard to build.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Bedell & Nelson/Harbert Insurance also offers products in CA, FL. Please call for information on products in those states.

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