Bell Black Insurance Inc.
Our Insurance Products
- Auto InsuranceAfter devoting a great deal of time and energy to choosing your vehicle, make sure to get the right protection when insuring your vehicle. David S Bell specializes in making it easy for Rexburg drivers to protect one of their largest investments with insurance, which is why we're working with Nationwide to give each of our members true peace of mind when they're behind the wheel and even when they're not.
Even if this isn't your first time getting insurance, the number of options you have to choose from can be overwhelming. At Bell Black Insurance Inc., we not only provide you with the basic types of auto insurance that nearly every driver needs, but we go the extra mile to make sure you have the exact level of liability, personal injury protection, comprehensive, collision, and under/uninsured motorist coverage you require. This way, you aren't paying for more protection than you truly need. We can also work with you to assess whether additional drivers or a family member should be added to your insurance protection in order that everyone benefits from an airtight plan. Once you have your plan in place, we hope you'll sit down with us to discuss any major changes that have taken place in your life, such as moving, driving more or less, adding new features to your insured vehicle, or changing jobs. All of these factors can have an impact on your protection, and we always want to make sure that protection is up-to-date.
Once you're ready to discuss your auto insurance needs with an agent and agency who care, we hope you'll give us a call at (208) 356-9565. You're also more than welcome to visit us at 237 N 2nd E.
- Homeowners InsuranceYour home is probably your largest investment, so you want to be sure you have good insurance to cover everything from pool systems and clothing to roofs and a range of appliances. When you turn to Bell Black Insurance Inc., you will receive outstanding insurance coverage that begins with a review of your needs. Many unexpected events can be covered: damage from the elements, theft, personal injury to others and much more. We will design a policy that is tailored specifically to your situation, one that affords your home and family top-notch protection, and you'll be delighted to discover how easy it is.
We are proud to partner with Nationwide to provide many types of home insurance, including coverage for structures that are not attached to your house such as a gazebo or garage, furniture and clothing, loss due to sewer backup, damage caused to built-in appliances and other kinds of specialty protection. Whatever you need, we will make your coverage experience hassle free.
We also want to ensure that your policy remains in step with the changes in your life. For this reason, we offer periodic On Your Side® reviews to update your policy. At your convenience, just call David S Bell at (208) 356-9565 who will be happy to tell you more about how to safeguard your largest investment. You can also stop by our Rexburg office at 237 N 2nd E. We are looking forward to meeting with you, and we'll be happy to answer any questions you may have about great insurance coverage for your home.
- Life InsuranceWhenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
We at Bell Black Insurance Inc. are here to help newlyweds in the Rexburg area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
Call us at (208) 356-9565 and ask for David S Bell. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 237 N 2nd E,Rexburg,ID,83440. It may be the most important date of your life.
- Business InsuranceFinding safety and security as a small business owner is important, and part of reaching a secure and sustainable cycle of operations is knowing how to manage your risks. That is why Nationwide Insurance: Bell Black Insurance Inc. works with Nationwide. With their flexible coverage options and our agents' expertise, finding the right insurance package for any company is a matter of time, research, and the planning necessary to insulate you against common challenges and risks for businesses in your industry.
David S Bell and the rest of our agents use an On Your Side® Review to go over the possible points of exposure your company regularly encounters. Since each business and industry is unique, evaluating your exact operations, number of employees, and operating locations both inside and outside of Rexburg are all important steps toward understanding what coverage options will benefit your company the most. With coverage options for liability, property, equipment, and assets, plans are designed to meet your needs at each stage of your company's growth.
To find out about the best combination of basic coverages and extended options like accounts receivable coverage, get in touch with Nationwide Insurance: Bell Black Insurance Inc. at (208) 356-9565. They will answer your questions or set an appointment for in-person consultations at 237 N 2nd E. It is even possible to complete your review and buy a policy on the phone, so call today to get the process of finding your best coverage started.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Bell Black Insurance Inc. also offers products in AZ, CA, CO, ID, MT, NV, NM, ND, OR, TX, UT, WA, WY. Please call for information on products in those states.
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