Bell Insurance Services LLC

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Bell Insurance Services LLC in Detroit Lakes, MN provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    You know the importance of being a responsible driver who is defensive and aware of your surroundings. Now, it is time to enlist the help of Bell Insurance Services LLC so we can create an auto insurance policy that is customized to meet the needs of your family. We take our job seriously and are confident we can design a policy that accurately addresses the unique risks your family faces.

    When you begin working with Bell Insurance Services LLC at our Detroit Lakes office location, you will notice that adding drivers to your policy or modifying coverage options is simple, efficient, and understandable. By working together with Nationwide, we provide an On Your Side® Review where we assess changes that need to be made to your policy. We also look for ways to lower the rates you pay and provide you with discounts for which you may qualify such as good student discount or multi-policy discount.

    There is no greater time than now to protect your family with the security of a reliable auto insurance policy. You can call us today at (218) 847-5696 to set up an appointment at our office located at 920 Lake Ave. We look forward to helping you acquire the coverage you need.
  • Homeowners Insurance
    You've already personalized your home, now it's time to personalize your home insurance coverage. Bell Insurance Services LLC is your local resource for navigating the world of home insurance, and we have teamed up with Nationwide to offer you a variety of coverage options. Your home is unique, and so is Detroit Lakes, which means your home insurance should reflect that uniqueness. Brian J Hayer is on call to help you determine the best coverage for your home.

    However, it's not just the physical aspect of your home. While detached additions like pools and gazebos are important to your coverage, your personal belongings and memorabilia also need protection. You've filled your home with items unique to your life, from family heirlooms to hand-picked works of art. Depending on the age and price of your belongings, Brand New Belongings® coverage may be right for you. This package may help to replace or repair your covered belongings.

    Brian J Hayer and our other local agents are ready to help you figure out your personalized home insurance solution. You can visit our office at 920 Lake Ave or call us at (218) 847-5696. We will take the time to explain all your options as well as unique coverage concerns based on living in Detroit Lakes, and we'll make sure you know about available discounts you may qualify for.
  • Life Insurance
    If you are thinking about purchasing a life insurance policy in Detroit Lakes, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.

    At Bell Insurance Services LLC, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.

    You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Brian J Hayer and any of our team members are available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.

    Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (218) 847-5696 to speak with one of our team members, or stop by 920 Lake Ave,Detroit Lakes,MN,56501 to discuss your insurance needs in our office.


    LAW-0241AO (05/18)
  • Business Insurance
    As a business owner, you make scores of decisions every day. Some of those have to do with the insurance you carry. Do you have enough? Have you added more employees or purchased new equipment? Are you covered for computer attacks? In other words, have there been changes that indicate a review is in order? At Nationwide Insurance: Bell Insurance Services LLC, we have answers for those questions and many more. Because we work with Nationwide, we can provide you with a wealth of insurance solutions customized specifically to the type of company you own.

    We believe that the insurance you purchase should fit your business like a glove. The basics include property and liability insurance, but there are many other kinds of protection, and what you need depends on what you own. It's a good idea to take stock, listing assets such as buildings, vehicles, office and manufacturing equipment, inventory kept on the premises, fencing, landscaping, signage – even your satellite dish. This is the kind of information our insurance specialists will use help you design the coverage you need.

    At Nationwide Insurance: Bell Insurance Services LLC, we know that most of your waking hours are consumed by your business: how to run it, how to build it, and how to protect it. When it comes to concerns about insurance coverage, we can help make sense of a subject that sometimes seems overly complex. All you have to do is call Brian J Hayer at (218) 847-5696, or stop by our Detroit Lakes office on 920 Lake Ave. You'll get prompt answers to the questions you have about protecting your business and, better yet, solutions to put your mind at ease.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Bell Insurance Services LLC also offers products in AK, AZ, AR, CA, CO, CT, FL, GA, ID, IL, IN, IA, KS, MD, MI, MN, MS, MO, MT, NE, NV, NM, NY, NC, ND, OH, OK, PA, SD, TN, TX, UT, VT, VA, WA, WI, WY, KY, NJ. Please call for information on products in those states.

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