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Bell Insurance Services LLC in Detroit Lakes, MN

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Bell Insurance Services LLC in Detroit Lakes, Minnesota provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Understanding your insurance coverage should never involve having to learn a new language. That's why Bell Insurance Services LLC is proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in Detroit Lakes.

    This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.

    Get the coverage you need in language that makes it easy to understand. Call (218) 847-5696 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 817 Washington Ave.

  • Homeowners Insurance

    Bell Insurance Services LLC has teamed up with Nationwide to help you find the right home insurance package for your needs. This includes evaluating both your home and any belongings important to you. With our Valuables Plus® coverage, you can protect expensive items such as works of art, antiques, or jewelry; and replacements are easier than ever with our Brand New Belongings® coverage. Bell Insurance Services LLC can answer any questions you have about protecting you and your family's most treasured possessions.

    The state of your home also comes in to play when determining what kind of home coverage is best for you. Any detached home additions are also important to evaluating your coverage needs, such as a pool or storage shed. Location also plays an important role in choosing the right home insurance. In Detroit Lakes, everything from zoning to weather can affect your coverage. Since Bell Insurance Services LLC is local to Detroit Lakes, our agents are knowledgeable of any local factors that may impact your coverage.

    Picking home insurance is a very manageable process when you have the right partner by your side. Give Bell Insurance Services LLC a call today at (218) 847-5696 and find out how to get started. You can also come visit us in person at 817 Washington Ave. We look forward to meeting you.

  • Life Insurance

    No matter if you have a family, a spouse or are single, you need a life insurance plan built with the help of Bell Insurance Services LLC in Detroit Lakes. Your plan is intended to provide you and the people most important to you with complete peace of mind, but you might be uncertain as to what kind of protection is best for your particular needs. Know that you have quick and easy access to professional help to ease your mental burden.

    From knowing the amount of coverage you need to understanding how your medical history factors into your term or whole life insurance plan, there’s a lot of ground to cover. We sit down with you to get a full understanding of your present situation as well as anything you foresee coming down the road, such as the birth of a child or a shift in your finances. Our agents specialize in pairing you with the perfect protection and mental as well as financial security, and they make sure your plan always reflects your most current needs; just make sure you keep us in the loop on the latest developments in your life that might call for a change to your plan.

    If you’re unsatisfied with your current life insurance protection, or if you’re getting insurance for the first time, do yourself a favor and work with a life insurance agent who cares. When you’re ready, we’ll be waiting for you at Bell Insurance Services LLC located at 817 Washington Ave or call us at (218) 847-5696.


    LAW-0242AO (05/18)

  • Business Insurance

    Bell Insurance Services LLC has been helping Detroit Lakes businesses manage their risk since the day they opened. From the very beginning, we've been committed to bringing the best services and products to our business clients, and that's why we continue to partner with Nationwide.

    Nationwide offers great value for liability, property, and commercial auto, as well as more specialized business insurance products. You can find coverage packages tailored for specific industries. With GrouProtector℠ accident medical insurance, you can organize work events and team-building initiatives without having nightmares about an employee injury. It's also easy to handle several different types of coverage in a single business owner's policy from Nationwide.

    While there are common risk factors based on industry and location, every Detroit Lakes company has slightly different risk management needs. This is where the experts at Bell Insurance Services LLC can really make a difference. Let's talk about what gains your company has already made and where it's headed next. From there, we can help customize a policy and billing schedule that will put your company in a better position. Give us a call at (218) 847-5696. We can set up your policy over the phone or schedule a time to talk in person.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Bell Insurance Services LLC also offers products in AK, AZ, AR, CA, CO, CT, FL, GA, ID, IL, IN, IA, KS, MD, MI, MN, MS, MO, MT, NE, NV, NM, NY, NC, ND, OH, OK, PA, SD, TN, TX, UT, VT, VA, WA, WI, WY, KY, NJ. Please call for information on products in those states.