Bernards Insurance Services

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Bernards Insurance Services in Bloomington, MN provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance
    Insurance is all about bringing you peace of mind by protecting your assets. That's why it's important for your coverage to meet your needs, especially for something you depend on like your vehicle. Bernards Insurance Services understands this, which is why our agents work with Nationwide to provide auto insurance coverage that is easily personalized to fit your needs in Bloomington.

    Bernards Insurance Services builds policies with both you and your vehicle in mind, customizing the types and levels of coverage to fit. This means helping you understand how you could benefit from comprehensive coverage that protects your vehicle, even when it's not in use. It also means helping you understand how much property and injury liability you need, and what level of collision coverage will help you most in the event of an accident. Members also have the opportunity to take advantage of Nationwide's discounts for which they may qualify, such as for vehicle safety features or safe driver habits.

    To learn more about our policies, or to buy one, contact our offices at (952) 886-7200. Or, call to schedule an appointment at our office at 7760 France Ave S.
  • Homeowners Insurance
    At Bernards Insurance Services it's our job to increase your sense of financial security and peace of mind through adequate home insurance. There are many components that make up a well-designed insurance policy and Philip James Bernards can help you understand and choose the right types and amounts of coverage for your individual situation. Your location in Bloomington, the number of detached buildings on your property, and your personal belongings all affect the type of coverage you need to be sufficiently protected.

    We want your entire experience with Bernards Insurance Services to be simple and hassle-free and that's why we work with Nationwide. Specialized coverage, easy claims processing, and top-notch service are the standard, and each policy is tailored to fit your specific structure and situation. With focused optional coverage such as Brand New Belongings®, you can receive assistance in replacing or repairing your covered belongings.

    Whatever options you choose, we strive to make your entire insurance experience, from choosing a policy to filing a claim, as simple as possible. If you need coverage but don't have time to stop in our office, give us a call at (952) 886-7200. We can design a policy over the phone and answer any questions you may have about protecting your valuables. Call today for service or to schedule an appointment at our office located at 7760 France Ave S.
  • Life Insurance
    If you are thinking about purchasing a life insurance policy in Bloomington, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.

    At Bernards Insurance Services, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.

    You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Philip James Bernards and any of our team members are available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.

    Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (952) 886-7200 to speak with one of our team members, or stop by 7760 France Ave S,Bloomington,MN,55435 to discuss your insurance needs in our office.


    LAW-0241AO (05/18)
  • Business Insurance
    Running a business can be challenging and fun, and like nothing else you have experienced. Business insurance is one way you can safeguard the stability and continued success of your business for years to come. We at Nationwide Insurance: Bernards Insurance Services work with Nationwide to provide insurance solutions for your business in Bloomington. We can help build and customize a policy developed for the unique needs of your company, and an On Your Side® Review will help identify areas of priority.

    Nationwide Insurance: Bernards Insurance Services has insurance options for specific industry types. For instance, we have auto parts retailer business insurance, florist business insurance, and attorneys office insurance among our many packages. If your business qualifies, a business owners policy, or BOP, gets you covered on the essentials, and then you can look at other insurance coverage options such as commercial property insurance to meet your more specific needs. These coverage options can provide peace of mind so that you can make your business all it can be. They also provide a level of customization that is necessary for many businesses because each and every one, even within the same industry, is different. All of these options are available right here in Bloomington.

    Give our team at Nationwide Insurance: Bernards Insurance Services a call at (952) 886-7200, or stop by our office on 7760 France Ave S. We will answer any questions you have and get started on building an insurance policy for your business needs.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Bernards Insurance Services also offers products in MN, WI. Please call for information on products in those states.

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