Bill Etter IV, Insurance Agent

William M L Etter Insurance Inc. in Chambersburg, PA

Bill Etter IV

Agency Owner

9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 3:00 PMClosed Today Closed Today
Main Number
(717) 263-8418(717) 263-8418

Get an insurance quote

Get an insurance quote


Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 3:00 PM


Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Bill Etter IV


  • Pennsylvania State University- B.S. in Insurance

Languages Spoken

  • English

Licensed In

  • CO
  • MD
  • OH
  • PA
  • VA
  • WV


  • Auto
  • Life
  • Home
  • Business

Community Activities

  • Board Member of Greater Chambersburg Chamber of Commerce Board Member of Chambersburg Area School District Foundation

Our Insurance Products

The Nationwide Insurance: William M L Etter Insurance Inc. in Chambersburg, PA provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    There's nothing quite like taking an easy drive in Chambersburg as a way to relax and unwind, but a sudden auto accident can change that. Rest assured you'll have the right coverage by allowing Nationwide and William M L Etter Insurance Inc. to take care of your auto insurance needs. Together, we work to remain up-to-date on your life with an On Your Side Review so that you're prepared for the unexpected.

    To help get things back to normal as quickly as possible, we take action well before an accident so that the resulting fallout won't cause you more headache. Our goal is to make sure your motorcycle, car, truck, RV, ATV, or van is restored to its former glory as soon as possible should you ever be involved in an accident. Bill Etter IV will also make sure you reap the benefits of having an exemplary protection plan.

    Don't wait for disaster to strike before you take action to protect yourself, your vehicle, your passengers, and others on the road. We provide expertise and personalization to your life so that we can make sure you have the right coverage. Give us a call at (717) 263-8418 to discuss your options for a plan that meets your individual needs. We'd also be happy to see you in person at our location at 1948 Scotland Avenue.

    Get an insurance quote

  • Homeowners Insurance

    William M L Etter Insurance Inc. can help you shop for one of the most important products you'll ever buy - the home insurance policy that will protect your home assets. Learn from our Chambersburg agents what types of damages to include in your coverage and what claim amounts make sense for your property. For as tightly knit as Chambersburg neighborhoods are, no two households are exactly the same, even within 17201.

    For this reason, Nationwide offers a number of different home insurance products for more personalized coverage. Dwelling coverage, for example, offers financial protection for floor coverings and built-in appliances. Contents coverage includes assets like furniture, clothing, and a few other essential belongings. Valuables Plus® covers specific types of high-value items that you may keep in your Chambersburg home. Or you can even take advantage of Nationwide's exclusive Brand New Belongings® program.

    Best of all, there's no reason to feel overwhelmed by any of these decisions. Let William M L Etter Insurance Inc. walk you through the options and clearly explain your policy choices. Simply give us a call at (717) 263-8418. Or, if you're in the 17201 area during office hours, swing by our Chambersburg location at 1948 Scotland Avenue, and we can discuss your home insurance options in person.

    Get an insurance quote

  • Life Insurance

    At William M L Etter Insurance Inc., we want to make customers aware of how easy and affordable life insurance is. We know many people in Chambersburg think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.

    Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.

    There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.

    By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.

    To better understand coverage options, we encourage you to contact Bill Etter IV at (717) 263-8418 to arrange a time to meet in office at 1948 Scotland Avenue,Chambersburg,PA,17201 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.

    LAW-0244AO (05/18)

    Get an insurance quote

  • Business Insurance

    Your business is your pride and joy, and at William M L Etter Insurance Inc. we know how important it is for you to feel confident that sufficient insurance protection is in place. That's why we have a range of excellent solutions designed to offer you a policy that works for your business. For example, you'll find that a businessowners policy, or BOP, provides a combination of property insurance, liability insurance, and other pertinent coverage options targeted specifically to your needs.

    You may be considering crime insurance that protects your business if it experiences theft, fraud, or forgery, or accounts receivable coverage that kicks in if one of your customers fails to pay you for your services. Cyber liability Insurance is another important kind of coverage that guards against computer attacks and damage to your computer systems and electronic data, which are very real concerns in today's world. Another worry that may hover at the back of your mind is having to close your doors temporarily if you've suffered a loss from something like a natural disaster. We have coverage for that as well, called business interruption insurance.

    William M L Etter Insurance Inc. is proud to work with Nationwide to offer commercial insurance that can address the issues, circumstances, or loss you might face in your business life. From equipment breakdown insurance to workers' compensation, there are many different options, and Bill Etter IV in Chambersburg will be happy to go over them with you. Feel free to stop by our 1948 Scotland Avenue office any time, or phone us at (717) 263-8418. We look forward to learning about your business and discussing the many ways we can help to protect it.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

    Get an insurance quote

The William M L Etter Insurance Inc. also offers products in CO, MD, OH, PA, VA, WV. Please call for information on products in those states.

About William M L Etter Insurance Inc.

Shane Kunkleman, Insurance Agent

Shane Kunkleman Agent / Representative

(717) 263-8418(717) 263-8418
(717) 263-7112(717) 263-7112
William M. L. Etter Insurance, Inc. has been serving Franklin and Fulton counties for over 40 years. Always locally owned and operated, it is our pleasure to be serving you. As a full service insurance agency, it is our responsibilty to help you find the protection to cover what is most important to you.
With our agency, you will feel right at home! Our top priority is doing what is best for our valued customers. Whether it is buying a new vehicle or filing a claim, our agency will be with you every step of the way. We are proud to serve Chambersburg, Greencastle, Shippensburg, Waynesboro, and all of Franklin County. Get a car and homeowners quote today and learn about the benefits of our agency.

Average customer rating for William M L Etter Insurance Inc.

1948 Scotland Avenue
Chambersburg, PA 17201