Blue Ribbon Insurance Agency

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Blue Ribbon Insurance Agency in Torrance, CA provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance
    Understanding your insurance coverage should never involve having to learn a new language. That's why Betty Lou Duke and Blue Ribbon Insurance Agency are proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in Torrance.

    This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.

    Get the coverage you need in language that makes it easy to understand. Call (310) 328-2115 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 1230 Crenshaw Blvd.
  • Homeowners Insurance
    Buying a home is a big step; this decision holds the key to a stable, more financially sound future. Homeowners and their families deserve the right kind of protection, which is why Blue Ribbon Insurance Agency offers comprehensive home insurance coverage. Protecting this important investment goes a long way towards ensuring that your home is there for you today and tomorrow. Enjoy knowing that you are creating a legacy that will see you through the many years to come. Betty Lou Duke is here to help you find the right coverage for your home.

    Our Torrance agency offers personalized Nationwide insurance products that give homeowners the coverage they need. Customizing insurance solutions to your needs is part of what makes our work so valuable. We go the extra mile to make sure that your home receives the coverage it requires. The result is a policy that addresses the distinctive needs of your home, the surrounding property, and even structures like free-standing garages.

    If you bought your home a while back but are looking to switch to a different policy provider, the Blue Ribbon Insurance Agency team can help. By evaluating your current needs as a homeowner we can make recommendations regarding improved lines of coverage. This is a great way to get personalized advice that speaks directly to your individual concerns. To speak with Betty Lou Duke or any other member of our team, visit our 1230 Crenshaw Blvd office or call us at (310) 328-2115.
  • Life Insurance
    If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.

    We at Blue Ribbon Insurance Agency are here to help people like you in the Torrance area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.

    When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?

    You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.

    Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (310) 328-2115 and ask for Betty Lou Duke. We are located at 1230 Crenshaw Blvd,Torrance,CA,90501 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.


    LAW-0248AO (05/18)
  • Business Insurance
    As a business owner, you make scores of decisions every day. Some of those have to do with the insurance you carry. Do you have enough? Have you added more employees or purchased new equipment? Are you covered for computer attacks? In other words, have there been changes that indicate a review is in order? At Nationwide Insurance: Blue Ribbon Insurance Agency, we have answers for those questions and many more. Because we work with Nationwide, we can provide you with a wealth of insurance solutions customized specifically to the type of company you own.

    We believe that the insurance you purchase should fit your business like a glove. The basics include property and liability insurance, but there are many other kinds of protection, and what you need depends on what you own. It's a good idea to take stock, listing assets such as buildings, vehicles, office and manufacturing equipment, inventory kept on the premises, fencing, landscaping, signage – even your satellite dish. This is the kind of information our insurance specialists will use help you design the coverage you need.

    At Nationwide Insurance: Blue Ribbon Insurance Agency, we know that most of your waking hours are consumed by your business: how to run it, how to build it, and how to protect it. When it comes to concerns about insurance coverage, we can help make sense of a subject that sometimes seems overly complex. All you have to do is call Betty Lou Duke at (310) 328-2115, or stop by our Torrance office on 1230 Crenshaw Blvd. You'll get prompt answers to the questions you have about protecting your business and, better yet, solutions to put your mind at ease.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Blue Ribbon Insurance Agency also offers products in CA, NV, TX. Please call for information on products in those states.

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