Brand-Neer-Frantz- Stallsmith

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Brand-Neer-Frantz- Stallsmith in Urbana, OH provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance
    After devoting a great deal of time and energy to choosing your vehicle, make sure to get the right protection when insuring your vehicle. Melodi J Wilkins specializes in making it easy for Urbana drivers to protect one of their largest investments with insurance, which is why we're working with Nationwide to give each of our members true peace of mind when they're behind the wheel and even when they're not.

    Even if this isn't your first time getting insurance, the number of options you have to choose from can be overwhelming. At Brand-Neer-Frantz- Stallsmith, we not only provide you with the basic types of auto insurance that nearly every driver needs, but we go the extra mile to make sure you have the exact level of liability, personal injury protection, comprehensive, collision, and under/uninsured motorist coverage you require. This way, you aren't paying for more protection than you truly need. We can also work with you to assess whether additional drivers or a family member should be added to your insurance protection in order that everyone benefits from an airtight plan. Once you have your plan in place, we hope you'll sit down with us to discuss any major changes that have taken place in your life, such as moving, driving more or less, adding new features to your insured vehicle, or changing jobs. All of these factors can have an impact on your protection, and we always want to make sure that protection is up-to-date.

    Once you're ready to discuss your auto insurance needs with an agent and agency who care, we hope you'll give us a call at (937) 653-7611. You're also more than welcome to visit us at 121 Miami St.
  • Homeowners Insurance
    Making sense of your many home insurance coverage options can seem like a daunting task, especially if you have just purchased a new property. Buying a home is a big step for anyone to take, but the process is not fully complete until the right policy has been selected. Melodi J Wilkins can help you protect this important investment through the selection of Nationwide home insurance policies fitted precisely to your needs. Here at Brand-Neer-Frantz- Stallsmith we excel at assisting customers with home insurance solutions and other essential forms of coverage. Your home should be protected from the many changes that might affect it, and we can help make sure your policy is up to the task.

    We understand that no two homes are exactly alike, so every homeowner's concerns are going to be unique as well. By providing tailored coverage solutions, we can offer enhanced peace of mind. You can rest easy knowing your home insurance policy reflects your needs today and tomorrow. If you ever have questions or concerns about your coverage, just let us know. Nationwide has an extensive network of agents working around the clock to assist with filing claims and much more.

    To discover the coverage solutions that best meet your needs, contact Brand-Neer-Frantz- Stallsmith today by calling (937) 653-7611. Urbana area customers can also visit our offices at 121 Miami St. Let us know how we can help improve your existing coverage or discover what insurance options are available to you as a new homeowner.
  • Life Insurance
    Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.

    We at Brand-Neer-Frantz- Stallsmith are here to help newlyweds in the Urbana area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.

    In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.

    After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.

    Call us at (937) 653-7611 and ask for Melodi J Wilkins. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 121 Miami St,Urbana,OH,43078. It may be the most important date of your life.


    LAW-0247AO (05/18)
  • Business Insurance
    Running a business can be challenging and fun, and like nothing else you have experienced. Business insurance is one way you can safeguard the stability and continued success of your business for years to come. We at Nationwide Insurance: Brand-Neer-Frantz- Stallsmith work with Nationwide to provide insurance solutions for your business in Urbana. We can help build and customize a policy developed for the unique needs of your company, and an On Your Side® Review will help identify areas of priority.

    Nationwide Insurance: Brand-Neer-Frantz- Stallsmith has insurance options for specific industry types. For instance, we have auto parts retailer business insurance, florist business insurance, and attorneys office insurance among our many packages. If your business qualifies, a business owners policy, or BOP, gets you covered on the essentials, and then you can look at other insurance coverage options such as commercial property insurance to meet your more specific needs. These coverage options can provide peace of mind so that you can make your business all it can be. They also provide a level of customization that is necessary for many businesses because each and every one, even within the same industry, is different. All of these options are available right here in Urbana.

    Give our team at Nationwide Insurance: Brand-Neer-Frantz- Stallsmith a call at (937) 653-7611, or stop by our office on 121 Miami St. We will answer any questions you have and get started on building an insurance policy for your business needs.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Brand-Neer-Frantz- Stallsmith also offers products in OH. Please call for information on products in those states.

Learning Center

Learning center articleHow does gap insurance work?
Discover what gap insurance does and how this auto policy can help you.
Take a look at what make up the differences between hazard insurance and homeowners insurance.
Learning center articleDiscover what factors impact the cost of utilities
There are many different factors that can influence the amount of money you spend on utilities