The The HILB Group of Maryland, LLC in Chatham, VA provides the following products. To learn more about each insurance product, click on the links below.
Understanding car insurance does not have to be a hassle. At The HILB Group of Maryland, LLC we believe protecting your vehicle should be simple. The HILB Group of Maryland, LLC and Nationwide have come together in Chatham to provide you with quality insurance at an affordable price. The protection we provide is meant to reduce your stress and decrease the time it takes to get you safely back on the road after an accident.
When an accident happens, we are there to help. This includes helping you find the best repair shop near you so you can get your life back on track as quickly as possible. All the repair shops in Nationwide's network have been pre-screened and pre-qualified for the highest level of service. Part of your membership is knowing how your vehicle is protected. This is part of Nationwide's On Your Side® Review, a process where we will answer any questions you may have and review your coverages to make sure you have the right protection for your needs. All new members receive the same great service we have provided to our members for many years.
Because we're local to your area, getting the right protection for your vehicle is easy. The HILB Group of Maryland, LLC is conveniently located in Chatham to better serve you, and The HILB Group of Maryland, LLC is available to speak to you and find the right protection for your car. Come visit us at 131 S. Main St..
At The HILB Group of Maryland, LLC we understand that you want insurance coverage for your home in Chatham without any hassle. Your house and belongings have both economic and emotional value and our agency is here to help you choose insurance that offers both security and peace of mind. In the event of a covered loss, you can rest easy knowing we are here to help. Your coverage needs depend largely on the specifics of your property, such as swimming pools and outbuildings, and So The HILB Group of Maryland, LLC can help you asses your insurance requirements and choose a policy that offers the coverage you need.
The HILB Group of Maryland, LLC has joined with Nationwide to provide you with a variety of sensible home insurance options, including customized coverage programs such as Brand New Belongings®. With this program, you'll receive the cash value of your possessions as well as coverage for any additional funds it takes to replace or repair them. If you enjoy hosting large group gatherings, we can help you determine whether you need additional coverage in case of an accident or injury to one of your guests. Whether your situation requires additional specialized insurance or is more traditional, we can help you find the coverage you need.
To find out more information regarding the programs that are right for you, call (866) 375-9078 today. Our experienced agents can help meet your needs with a customized insurance package, possible discounts, and hassle-free service. We can even help you choose and purchase a policy over the phone. Call today, or stop by our office at 131 S. Main St..
Life Insurance
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Chatham, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
The HILB Group of Maryland, LLC and The HILB Group of Maryland, LLC can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (866) 375-9078 for an appointment with an agent. Feel free to stop by 131 S. Main St.,Chatham,VA,24531 to discuss Nationwide coverage options in person.
LAW-0239AO (05/18)
Business Insurance
We all get insurance with the hope of never having to use it. While we at The HILB Group of Maryland, LLC can attest to Nationwide's outstanding claims resolution process, it's still incumbent upon every small business owner to do all that he or she can in terms of risk prevention. As the preferred insurer for many small businesses in the Chatham area, Nationwide has seen just about every liability scenario that you can imagine. Fortunately for you, the folks at Nationwide use this experience as a resource to help you prepare to avoid these same issues afflicting your company.
What business owner doesn't have concerns about the safety and stability of his or her company, employees, and customers? If your risk potential is keeping you up at night, turn to Nationwide. They have a wealth of information for you on managing the risks associated with worker and customer safety, fire or equipment failure, and professional, product, or general liability. Putting this advice into practice can reduce your chances of needing to call upon your policy for assistance. Yet if you do need to rely on Nationwide for coverage, rest assured that you have the best team in the business handling your claim.
With Nationwide, you truly have an insurer that cares about your company's protection. Not only does it act as a resource for risk management strategies, but it will also be there to help you recover if and when an issue does arise. To learn more about safety and loss prevention or any other of the advice and services Nationwide offers, contact The HILB Group of Maryland, LLC by calling (866) 375-9078 and scheduling an appointment to come by our office on 131 S. Main St..
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
Choosing a new apartment or house to rent in Chatham can be an exciting time. Along with searching for a new rental home comes other decisions: which neighborhood you’d like to live in, what type of amenities you’d want, and how much insurance coverage you will need. Many renters are under the impression that their landlord’s insurance policy offers coverage for them as well, but this is generally not the case. While your landlord’s policy will cover the building itself, it may not include your personal belongings or injuries from within the structure.
If you experience a covered loss in your rental, renters insurance will help cover the associated costs. Do you have many irreplaceable belongings? If so, you’ll be interested in the Actual Cash Value coverage. Do you have belongings that are essential to your daily life and would need to be replaced in the case of damage? If yes, then you should ask about Replacement Cost coverage. The HILB Group of Maryland, LLC can help you safeguard your belongings by answering all your questions about renters insurance coverage.
Don’t wait until an unexpected event occurs to protect yourself and your belongings. Give The HILB Group of Maryland, LLC a call at (866) 375-9078 or visit at 131 S. Main St. to learn more about your options for a plan that meets your individual needs. We will be happy to help ensure that you and your belongings are protected with coverage from Nationwide.
Buying a condo in Chatham is a big step and finding the right coverage for your investment is an essential measure of protection. No matter how modest your lifestyle is, replacing your belongings can be costly. In addition to replacing your belongings, the cost of repairing the damage to your home can be overwhelming. Let The HILB Group of Maryland, LLC help you choose an insurance coverage plan from Nationwide to provide protection for yourself and your belongings.
Does your building association charge assessment fees if damage is experienced? If so, you’ll be interested in Condo Loss Assessments coverage. Do you have high-value items such as jewelry, watches, antiques, or fine art? Then you may be interested in learning more about Valuables Plus® coverage. You can discuss the many coverage options with the agents at The HILB Group of Maryland, LLC to build a customized policy that fits your life.
Whether you are investing in a new condo or are planning to give new life to an older space, now is the time to protect your property against the unexpected. Give The HILB Group of Maryland, LLC a call at (866) 375-9078 or visit at 131 S. Main St. to learn more about your options for a plan that meets your individual needs.
The The HILB Group of Maryland, LLC also offers products in DC, MD, NC, SC, VA, WV, WI. Please call for information on products in those states.
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